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If you’ve been hoping to find something newer without the headache of building, this one checks all the boxes. Completed in 2023, this Glen Ridge model is dialed in and ready, no waiting, no surprise costs, no unfinished projects. Built with concrete block construction, hurricane-impact windows, updated insulation, and a newer roof, it’s the kind of home that was designed with both durability and efficiency in mind. Even better, the average power bill stays impressively low, typically under $200 a month thanks to its smart energy setup. This 3 bedroom, 2. 5 bathroom home has a layout that just makes sense. When you walk in, you’re greeted with tall ceilings, great natural light, and an open feel that flows effortlessly. The kitchen sits at the center of it all and opens right into the dining and living areas, making it ideal for everyday living or having friends and family over. You’ll find granite countertops, stainless steel appliances, plenty of cabinet space, and a large island that naturally becomes the gathering spot. Outside, you’ve got a fenced-in yard on a spacious corner lot, giving you plenty of room to spread out, whether it’s for pets, kids, or just enjoying some outdoor space. It’s the kind of yard that’s hard to find in newer construction and actually gives you options. Where this home really separates itself is in the details you don’t usually get when buying new. The garage has been finished with epoxy floors and even has its own AC system, perfect for a gym, workspace, or keeping things cool year-round. The landscaping is already done, so it feels complete from the moment you pull up. Everything about this home feels easy and move-in ready. And to top it off, there’s an assumable loan at 5. 75, which is a rare opportunity right now and can make a real difference in your monthly payment compared to today’s rates.
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Our Executive Mortgage Banker:
Our Insurance Division:
$375,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $300,000 | $300,000 | $300,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.500% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.375% | 6.638% | 5.972% |
| Monthly Tax Payment | $399 | $399 | $399 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,847 | $1,896 | $2,491 |
| Total Monthly Payment | $2,321 | $2,370 | $2,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.