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Welcome to Ponte Vedra Beach! This is a charming and well-maintained 2-bedroom, 2. 5-bath home located in a desirable coastal community. The inviting residence features a bright, open floor plan with abundant natural light, creating a warm and welcoming atmosphere for both everyday living and entertaining. The kitchen offers ample cabinetry and a functional layout that flows seamlessly into the living and dining areas.
Upstairs, the spacious primary suite provides a private retreat with an ensuite bath and generous closet space. Enjoy outdoor relaxation with peaceful surroundings, ideal for morning coffee or unwinding in the evening. Residents have access to fantastic community amenities including a clubhouse, pool, and tennis courts.
If buyer chooses First Coast Mortgage Funding, Melanie Lamb, for their financing, buyer will receive a credit of $500. 00 toward closing costs and prepaids. If buyer chooses First Coast Mortgage Funding for their financing, buyer will receive a credit of $500. 00 towards closing costs.
First Coast Mortgage Funding NMLS #1953441 / Melanie Lamb NMLS #2358741. This is not a commitment to lend or extend credit. All loans are subject to credit approval. Equal Housing Opportunity.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$275,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.640% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,389 | $1,827 |
| Total Monthly Payment | $1,393 | $1,464 | $1,902 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.