539 Bay Villas LN, Naples, FL, 34108 | $1,549,000

Welcome to this rarely available, pristinely maintained private villa in Bay Villas at Pelican Bay. Ideally located just west of US 41 and close to everything Naples has to offer, you step into your own private oasis the moment you arrive.
This light filled 2 bedroom, 2 bath villa is thoughtfully designed and decorated, offering space for both everyday living and entertaining. Upgraded flooring flows throughout the home, while large impact windows and sliders bring the outdoors in, framing views of lush, beautifully landscaped surroundings from every room. A private cocktail pool and greenery wall further enhance the sense of privacy and tranquility.
This villa offers an extensive list of upgrades, including impact windows and sliders, a newer roof, and blown in insulation in the attic, creating an efficiently climate controlled space. Additional features include custom bamboo cabinetry with generous storage, custom window treatments, and well appointed bathrooms. A custom electric awning extends over the kitchen dining area, allowing you to enjoy soft, filtered sunlight throughout the day. A spacious two car garage adds both convenience and functionality.
Pelican Bay offers a lifestyle that is truly unmatched, with three miles of private beach access, two beachfront restaurants, a state of the art fitness center, tennis facilities, and complimentary canoeing, kayaking, and sailing. Located just moments from Artis—Naples, The Baker Museum, Waterside Shops, and Mercato Naples, you are perfectly positioned to enjoy the best of Naples. Pelican Bay also offers 27 holes of equity golf available through a separate membership.
This is more than a home, it is a lifestyle.

Features

  • Building Design: Villa Attached
  • Amenities: Beach - Private,Beach Access,Beach Club Available,Bike And Jog Path,Clubhouse,Fitness Center Attended,Golf Course,Internet Access,Private Membership,Restaurant,Streetlight,Tennis Court
  • Bedrooms: 2
  • Baths: 2 full
  • Style: Spanish
  • Development: PELICAN BAY
  • Year Built: 1982
  • Garage: 2-car Detached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,545
  • Acreage: 0.09
  • Est. Taxes: $9,754
  • HOA Fee: $1,800 Quarterly
  • Master HOA Fee: $669
  • Lot Desc: Regular
  • View: Privacy Wall
  • Community Type: Golf Course,Non-Gated,Tennis
  • Elem. School: SEA GATE ELEMENTARY
  • Middle School: PINE RIDGE MIDDLE SCHOOL
  • High School: BARRON COLLIER HIGH SCHOOL
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226016721
  • Website: https://www.raveis.com
    /eprop/226016721/539bayvillasln_naples_fl?source=qrflyer
Copyright © 2026  The source of this real property information is the copyrighted and proprietary database compilation of the Southwest Florida MLS organizations Copyright Southwest Florida MLS organizations. All rights reserved.
Courtesy of John R Wood Properties

William Raveis Family of Services

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Customer Service

888.699.8876

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
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Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

539 Bay Villas LN, Naples, FL, 34108

$1,549,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,239,200 $1,239,200 $1,239,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.411% 6.487% 6.309%
Monthly Tax Payment $813 $813 $813
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $7,530 $7,731 $10,541
Total Monthly Payment $8,468 $8,669 $11,479

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.