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3123 Bracci DR, St. James City, FL, 33956 | $600,000
ST. JAMES CITY-PINE ISLAND! THE "SALT LIFE" FISHING-BOATING-BEACHES IS CONSIDERED ISLAND LIFE HERE! THIS CUTE "FISHERMAN'S COTTAGE" IS "FLORIDA KEYS" STYLED LAID BACK ISLAND LIVING, YET CLOSE TO EVERYTHING! COMPLETE HOME REMODEL (2024) OVER $250, 000+/- AS GONE INTO THIS FURNISHED "TURNKEY" 3BDR, 2TH, 2 CAR GARAGE, DOCK, LIFT & LITHIUM POWERED BATTERY NEW GOLF CART. OPEN FLOOR PLAN, ALL TILE FLOORS THROUGHOUT FOR EASY MAINTENANCE, ALL NEW ELECTRICAL AND PLUMBING WENT INTO THE REMODELING OF THE HOME. ALL TILE FLOORS, NEW A/C, BRAND NEW ROOF 2023, ALL WINDOWS & DOORS ARE PROTECTED "IMPACT STORM" RESISTANCE "BAHAMA AWNINGS" FOR TOTAL PROTECTION. NEW REMODELED KITCHEN WITH WHITE SHAKER CABINETS, ALL STAINLESS STEEL APPLIANCES & LEVEL 5 QUARTZ TOPS. HUGE MASTER BEDROOM, WALK IN CLOSET, GRANITE VANITY, FLOOR TO CEILING GLASS & MARBLE WALK-IN SHOWER. BOTH GUEST ROOMS HAVE BEEN COMPLETELY REMODELED INCLUDING THE BATHROOM. HOME HAS A COVERED LANAI FOR ENJOYING THE WATERFRONT AND FANTASTIC "SUNSETS" YOU GET IN THE EVENINGS SHADE. HOME HAS A "CAPTAINS" WALK AROUND DOCK WITH (10, 000LB) LIFT WITH WATER & ELECTRIC FOR ALL FOR BOATING NEEDS. OPEN WATER IS A SHORT 10 minutes excursion. NEW 2023 A/C WITH WARRANTY. THE LANDSCAPING OF THE HOME "ZERO SCAPE" WAS DESIGNED WITH EASY MAINTENANCE AND THERE IS PLENTY OF ROOM FOR A POOL (POOL PROPOSAL PLANS ARE FOR $43, 000). TALK ABOUT RENTAL APPEAL, COULD BE A HUGE RENTAL ATTRACTION PROPERTY WHEN NOT IN PERSONAL USE! HOME COMES WITH 1 YEAR HOME WARRANTY FOR TOTAL BUYER COMFORT.
Features
- Amenities: None
- Bedrooms: 3
- Baths: 2 full
- Style: 1 Story/Ranch,Contemporary
- Development: ST JUDE HARBORS
- Year Built: 1978
- Garage: 2-car Attached
- Heating: Central Electric
- Cooling: Ceiling Fans,Central Electric
- Approx Sq. Feet: 1,382
- Acreage: 0.24
- Est. Taxes: $5,809
- Lot Desc: Other
- View: Canal
- Community Type: Boating,Non-Gated
- Water Front: Yes
- Boat Access: Boat Dock Private,Boat Lift,Captain's Walk,Dock Included,Elec Avail at dock,Water Avail at Dock,Wooden Dock
- Pet Policy: No Approval Needed
- MLS#: 226016407
- Website: https://www.raveis.com
/prop/226016407/3123braccidr_stjamescity_fl?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
3123 Bracci DR, St. James City, FL, 33956
$600,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $480,000 | $480,000 | $480,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.324% | 6.398% | 5.614% |
| Monthly Tax Payment | $484 | $484 | $484 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,839 | $2,955 | $3,890 |
| Total Monthly Payment | $3,415 | $3,531 | $4,466 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388