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Enjoy lakefront living with wide, open water views that's hard to find for this price on James Island. Location Location Location. . . less than 10 minutes from Folly Beach, James Island County Park, downtown Charleston, and nearby shops and restaurants. This move-in ready home was fully updated in 2026, offering a clean, modern feel with a layout designed for both everyday comfort and easy entertaining. Inside, natural light fills the home, highlighting the formal living and dining rooms, along with a spacious fourth bedroom or bonus room that provides flexibility for guests, work, or recreation. The kitchen was refreshed with white cabinetry, granite countertops, stainless steel appliances, and updated lighting. It opens to the breakfast area, sunroom, and screened porch, creating a seamlessconnection to the outdoors. Outside is a 10' x 14' sunroom overlooking the water. A newly built dock platform extends your outdoor space to the water's edge--an ideal spot to relax, dine, or take in the water views. Recent improvements include fresh interior paint, new LVP flooring, updated light fixtures, and ceiling fans. The primary suite offers tray ceilings, a walk-in closet, and en-suite bath. A two-car garage adds convenience and additional storage. Located in a well-established community with a lakefront dock and a dog park. Homes with this kind of view and location rarely become available--an exceptional opportunity to enjoy a true waterfront lifestyle.
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Our family of companies offer our clients a new level of full-service real estate. We shall:
To learn more about our credentials, visit raveis.com today.
Our Executive Mortgage Banker:
Our Insurance Division:
$649,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $519,920 | $519,920 | $519,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,201 | $3,283 | $4,317 |
| Total Monthly Payment | $3,293 | $3,375 | $4,409 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.