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Located in the Ridge at Crossing Creek by Neal Communities, this 3-bedroom, 2-bath home with a den offers 1, 814 square feet of well-designed living space, highlighted by a large, fully fenced backyard. The community also offers a reasonable HOA fee and NO CDD fee! From the moment you arrive, you’ll notice the fresh, coastal curb appeal and well-maintained landscaping that set the tone for what’s inside. The home opens to a bright, open-concept layout with high ceilings, crown molding, neutral finishes, and an easy flow designed for everyday living. Just off the entry, a flexible front room provides the ideal space for a home office, study, or additional living area. The kitchen is thoughtfully laid out, featuring white cabinetry, granite countertops, stainless steel appliances, a subway tile backsplash, and a large center island with seating. It opens seamlessly to the spacious great room, creating a light-filled space that connects directly to the outdoor living area through sliding glass doors. The primary suite offers a comfortable retreat with a walk-in closet and an en-suite bath complete with dual vanities and a walk-in shower. Additional bedrooms are well-sized and thoughtfully positioned for privacy. Step outside to enjoy the expansive backyard, offering plenty of room to add a pool, create an outdoor living space, or simply relax in your own private setting. The screened lanai provides the perfect spot to unwind while enjoying the added privacy of no direct rear neighbors. Additional highlights include an interior laundry room and a 2-car garage with an extended area that provides extra storage or space for a workbench. The home has been lightly lived in and well cared for. Ridge at Crossing Creek is a gated community known for its lush landscaping and welcoming oak canopy entrance. Residents enjoy a resort-style pool and spa overlooking a scenic pond, a walking path along the pond, and a covered seating area with an outdoor grill, ideal for relaxing or gathering with neighbors and friends. With its extremely convenient location and quick access to SR 70, I-75, and the 44th Avenue East extension, you can easily reach Lakewood Ranch, Sarasota, and St. Pete, making daily commutes and weekend plans effortless. This home just minutes from shopping and dining, and University Town Center, Lakewood Ranch Main Street, Benderson Park, SRQ Airport, and the area’s beautiful Gulf Coast beaches are just a short drive away.
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William Raveis Real Estate
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RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.374% | 6.524% | 5.866% |
| Monthly Tax Payment | $463 | $463 | $463 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,230 | $2,321 | $3,064 |
| Total Monthly Payment | $2,768 | $2,859 | $3,602 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.