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Presented by
Sarah Hudgins |
23 Spring Street, Monticello, NY, 12701 | $275,000
NEW CONSTRUCTION RANCH IN MONTICELLO!!! Discover this brand new, fully built 3 bedroom, 2 bathroom Ranch home, ideally located in the Town of Thompson and within the Monticello School District. Conveniently situated just minutes from local shops, dining, parks, and major routes including Route 17, making commuting and travel simple and accessible. The location is just the beginning, this beautiful home is packed with features you will love! Step into a bright open concept layout featuring a modern kitchen with sleek cabinetry, updated appliances, and ample counter space. The living and dining areas offer a seamless flow and are filled with natural light, perfect for everyday living. This home offers three spacious bedrooms including a primary suite with a private full bathroom. An additional full bathroom and dedicated laundry area add everyday convenience. The exterior is just as appealing with a rear deck and a manageable yard, perfect for relaxing or entertaining. This home will not last long on the market, do not delay, call now for your showing!!!
Features
- Rooms: 8
- Bedrooms: 3
- Baths: 2 full
- Laundry: Inside, Laundry Room
- Style: Ranch
- Year Built: 2026
- Heating: Propane
- Cooling: Central Air
- Basement: Crawl Space
- Approx Sq. Feet: 1,421
- Acreage: 0.23
- Est. Taxes: $8,931
- Elem. School: George L Cooke School
- Middle School: Robert J Kaiser Middle School
- High School: Monticello High School
- School District: Monticello
- Appliances: Dishwasher, Oven, Refrigerator
- MLS#: 984026
- Days on Market: 70 days
- Website: https://www.raveis.com
/prop/984026/23springstreet_monticello_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Sarah HudginsLuxury Properties Specialist
239.331.0748
Sarah.Hudgins@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
23 Spring Street, Monticello, NY, 12701
$275,000
Sarah Hudgins
Luxury Properties Specialist
William Raveis Real Estate
Phone: 239.331.0748
Sarah.Hudgins@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $220,000 | $220,000 | $220,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.615% | 5.952% |
| Monthly Tax Payment | $744 | $744 | $744 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,318 | $1,389 | $1,827 |
| Total Monthly Payment | $2,137 | $2,208 | $2,646 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535