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Special Interest Rate With Builder Paid Closing Cost AssistanceWelcome to 94 Castle Hill Drive, set on a large marsh-front lot overlooking the picturesque Pocotaligo River in the gated community of Rivers Reach. Residents enjoy access to a true deep-water community dock with an expansive floating dock, perfect for all the outdoor activities! Rivers Reach offers a peaceful Lowcountry setting with scenic ponds, sweeping marsh views, and grand oak trees draped in Spanish moss, all while being just minutes from I-95 and less than 30 minutes from historic downtown Beaufort, SC. The Pocotaligo River provides convenient boating access to Hilton Head, Beaufort, Fripp Island, and beyond. Welcome to the Cali, a thoughtfully designed single-story home offering an open and functional layout ideal for everyday living and entertaining. This home features 4 bedrooms, 2 full bathrooms, and a 2-car garage, with all living spaces conveniently located on one level. The open-concept main living area seamlessly connects the spacious living room, dining area, and kitchen, creating a bright and inviting atmosphere. The kitchen is centrally located with an island, ample counter space, pantry storage, and direct access to the dining area--perfect for hosting or casual meals. Sliding doors lead to a covered patio, extending the living space outdoors. The primary bedroom is privately situated and includes an ensuite bathroom and walk-in closet. Three additional bedrooms offer flexibility for guests, a home office, or hobby space and share a full secondary bathroom. A dedicated laundry area and welcoming foyer add to the home's everyday convenience. Designed with comfort and efficiency in mind, the Cali combines open living with private retreats in a practical, well-balanced layout. Square footage is approximate. Photos are for illustrative purposes only; features, options, colors, and selections may vary. Buyer to verify all information. Please contact the sales agent for details.
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Our Executive Mortgage Banker:
$362,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $289,600 | $289,600 | $289,600 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,667 | $1,854 | $2,405 |
| Total Monthly Payment | $1,742 | $1,929 | $2,480 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.