304 LAKE KELL COURT, Lutz, FL, 33549 | $995,000

Under contract-accepting backup offers. Located in the highly sought-after community of Lake Kell Estates, this exceptional waterfront residence offers the perfect blend of privacy, space, and serene lakefront living. Situated on a generous 0. 75-acre cul-de-sac lot with approximately 105 feet of frontage on beautiful Lake Kell, this one-owner home has been meticulously maintained. Featuring 4 bedrooms, 3. 5 bathrooms, and 3, 155 square feet of living space, the home includes an oversized side-entry garage and a thoughtfully designed layout ideal for both everyday living and entertaining. Upon entry, you’re immediately captivated by panoramic views of the lush backyard and sparkling lake—truly the centerpiece of the home.
The front of the home showcases formal living and dining rooms, a private office, and a convenient guest half bath. Designed for seamless indoor-outdoor living, pocket sliding doors in the living and family rooms open fully to an expansive covered lanai and screened pool area—perfect for gatherings. The spacious primary suite is privately located and features direct access to the lanai and pool, along with tranquil lake views. The en-suite bath offers dual vanities, a walk-in shower, garden tub, and two walk-in closets. The kitchen overlooks the breakfast nook and family room, allowing you to enjoy peaceful nature views while cooking. The family room is generously sized, featuring a fireplace and new carpet. Two secondary bedrooms and a full bath with double vanity and tub/shower combo are located off the kitchen, while a separate guest suite with new carpet—ideal as an in-law or pool suite—offers lake views and a walk-in shower with direct access to the pool. Dock and lift will need some attention and are not warranted. Additional highlights include a well-fed irrigation system for year-round lush landscaping, a laundry room with utility sink and cabinetry, and numerous recent updates: pool resurfaced and screens replaced (March 2026), interior paint (April 2026), and roof (October 2017). Conveniently located near top-rated schools, shopping, dining, medical facilities, and major roadways, with easy access to downtown Tampa, Tampa International Airport, International Plaza, and professional sports venues. Enjoy the rare combination of privacy, natural beauty, and everyday convenience—this is lakefront living at its finest.

Features

  • Rooms: 15
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Lot Size: 105 x 220
  • Laundry: Inside, Laundry Room
  • Style: Florida, Traditional
  • Year Built: 1992
  • Garage: 3-car Garage Door Opener, Garage Faces Side, Oversized
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,155
  • Acreage: 0.53
  • Lot Size: 105 x 220
  • Est. Taxes: $6,268
  • HOA Fee: $300 Annually
  • Lot Desc: Cul-De-Sac, In County, Landscaped, Oversized Lot, Sidewalk
  • View: Water
  • Water Front: Yes
  • Elem. School: Lutz-HB
  • Middle School: Liberty-HB
  • High School: Freedom-HB
  • Pool: Deck, Gunite, In Ground, Screen Enclosure
  • Pet Policy: Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer, Water Softener
  • MLS#: TB8499825
  • Days on Market: 4 days
  • Website: https://www.raveis.com
    /prop/TB8499825/304lakekellcourt_lutz_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/17/2026 8:32:09 AM)
Listing courtesy of BHHS FLORIDA PROPERTIES GROUP   Phone: 813-908-8788

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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304 LAKE KELL COURT, Lutz, FL, 33549

$995,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $796,000 $796,000 $796,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.250% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.362% 6.349% 6.183%
Monthly Tax Payment $522 $522 $522
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $4,772 $4,901 $6,717
Total Monthly Payment $5,386 $5,515 $7,331

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.