20 Main Street, Mount Kisco, NY, 10549 | $1,275,000

Charming Cape Colonial on over an acre offering 2, 834 sq ft of beautifully updated living space, set at the end of a quiet dead-end street in Kisco Park in the renowned Chappaqua school district. . This inviting 3-bedroom home lives like 4/5 bedroom and features a stunning new white eat-in kitchen with stainless steel appliances, quartz and granite countertops, a door out, and a large center island perfect for gathering and entertaining. The main level offers a gracious entry hall, formal living room with fireplace and bay window, family room with door out, formal dining room, private office/study, and an updated full bath, mud room & powder room. A bright sunroom/studio/playroom with kitchenette and separate entrance provides wonderful flexibility for guests, extended family, or work-from-home space. A truly versatile floorplan with multiple work from home options. Upstairs, the lovely King size primary suite includes a large walk-in closet and a newly renovated spa-like full bath with heated slate floors, double sinks with storage vanity, separate shower, and airjet tub. Two additional bedrooms, an updated hall bath, an office or nursery, and a windowed laundry room complete the second floor. The finished lower level features a spacious playroom/rec room/gym, and storage/mechanical room. Outside, enjoy a large patio with fire pit overlooking the expansive, flat park-like backyard-ideal for relaxing or entertaining. Perfectly located within walking distance to the local neighborhood park, featuring Chappaqua schools, and train for an easy GC commute, and just moments from the shops and restaurants of nearby Mt. Kisco. Includes 50 amp electric car charger and portable generator. All with low taxes.

Features

  • Rooms: 11
  • Bedrooms: 3
  • Baths: 3 full
  • Style: Cape Cod, Colonial
  • Year Built: 1951
  • Heating: Baseboard, Hot Water, Oil, Radiant Floor
  • Cooling: Central Air
  • Basement: Finished, Full, See Remarks, Walk-Out Access
  • Approx Sq. Feet: 2,803
  • Acreage: 1.15
  • Est. Taxes: $23,970
  • Lot Desc: Back Yard, Cul-De-Sac, Front Yard, Level
  • Elem. School: Westorchard
  • Middle School: Seven Bridges Middle School
  • High School: Horace Greeley High School
  • School District: Chappaqua
  • Appliances: Dishwasher, Dryer, Gas Range, Refrigerator, Stainless Steel Appliance(s), Washer, Indirect Water Heater
  • MLS#: 985664
  • Days on Market: 10 days
  • Website: https://www.raveis.com
    /mls/985664/20mainstreet_mountkisco_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Stephanie BarnumLicensed Real Estate Salesperson

914.768.3166

Stephanie.Barnum@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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Vincent DiMellaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 24240

914.494.1459

Vincent.DiMella@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Ryan FortierInsurance Sales Director, William Raveis Insurance

516.739.7731

Ryan.Fortier@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

20 Main Street, Mount Kisco, NY, 10549

$1,275,000

Stephanie Barnum

Licensed Real Estate Salesperson

William Raveis Real Estate

Phone: 914.768.3166

Stephanie.Barnum@raveis.com

Vincent DiMella

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 914.494.1459

Vincent.DiMella@raveis.com

NMLS Mortgage Loan Originator ID 24240

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,020,000 $1,020,000 $1,020,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.259% 6.058%
Monthly Tax Payment $1,998 $1,998 $1,998
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,712 $6,198 $8,539
Total Monthly Payment $7,835 $8,321 $10,662

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.