31 Roneck Court, Shirley, NY, 11967 | $639,999
VACATION YEAR-ROUND! Affordable Waterfront opportunity at end of a wide canal at the opening of the bay. This private quiet cul-de-sac is the last block before Smiths Point Beach!!! This beautifully renovated property features an impressive 120 x 125 total lot size, including an additional 40 x 125 separate and buildable parcel—perfect for added privacy or future possibilities. Boater’s dream location with a deep, wide-water canal, updated bulkhead, 8x20 floating dock and whip lines, ideal for immediate enjoyment this boating season. The home offers 3 bedrooms and 2 full baths, thoughtfully updated stunning chefs' kitchen, featuring Jenn-Air stainless steel appliances (including a 41" refrigerator), white ceramic sink with gold Kohler faucets, Pot Filler, quartz countertops, custom 8'x5' center island with wet bar and a custom slate floor. Interior highlights include 2 new baths tastefully designed with porcelain, quartz, and granite, color changing hi-hat lighting, rich hardwood flooring, Anderson windows, new architectural roof, upgraded thermostat powered by Google, Nighthawk security cameras. Custom Landscape with 8' spruce and PVC fencing. A 16'x24' 3 enclosed 3 season room with hub space lighting, 8' barn door and custom gazebo add months of outdoor enjoyment and makes for a true waterfront oasis combining location, lifestyle, and value.
Features
- Rooms: 5
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Style: Ranch
- Year Built: 1963
- Garage: 1-car
- Heating: Hot Water, Oil
- Cooling: Wall/Window Unit(s)
- Approx Sq. Feet: 1,400
- Acreage: 0.22
- Est. Taxes: $12,692
- Lot Desc: Back Yard, Front Yard, Garden, Private, Secluded, Views, Waterfront
- View: Water
- Water Front: Yes
- Elem. School: William Floyd Elementary School
- Middle School: William Floyd Middle School
- High School: William Floyd High School
- School District: William Floyd
- Appliances: Dishwasher, Dryer, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer
- MLS#: 980460
- Days on Market: 16 days
- Website: https://www.raveis.com
/prop/980460/31roneckcourt_shirley_ny?source=qrflyer
William Raveis Family of Services
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Customer Service
888.699.8876
Contact@raveis.com
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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
31 Roneck Court, Shirley, NY, 11967
$639,999
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $511,999 | $511,999 | $511,999 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $1,058 | $1,058 | $1,058 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,947 | $3,278 | $4,252 |
| Total Monthly Payment | $4,097 | $4,428 | $5,402 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535