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40 Cushman Road, Patterson, NY, 12563 | $850,000
NEW! NEW! NEW! Location! Location! Location! A quiet country road near equine properties. This brand new "SMART" 4 bedroom Colonial has it all! And more. . . Your OPEN FLOOR PLAN includes an open kitchen with center island, a HUGE primary bedroom and three large bathrooms. Incredible technology throughout including next-generation heat pumps (Smart dual-zone Carrier heating & cooling system & water heater), external ventilation system and more features: Andersen windows. . . spray foam insulation and polished concrete floors. There's a custom built oak staircase and NINE foot ceilings. You will love the HUGE main bedroom AND a closet you can fit ALL your clothes and shoes and add your own custom island with drawers. This is the perfect blend of modern luxury and tranquil country living. How about a HUGE 3-bay garage? That leads to your expansive, private yard in an area that accents the vibe. And you'll love the large outdoor deck off the kitchen and dining area. You are surrounded by timeless wilderness here and amazing views. This is also a fantastic location with restaurants galore within a few miles, the major highways within a 5 minute drive and the Danbury Mall only 15 minutes away. Want more? You're only a short walk from the famous Empire State Trail. If you commute to NYC you can be there within an hour. Large driveway fits numerous vehicles. Come experience for yourself anytime. . .
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Laundry: Laundry Room
- Style: Colonial
- Year Built: 2025
- Garage: 3-car
- Heating: ENERGY STAR Qualified Equipment, Forced Air, Heat Pump
- Cooling: Central Air, ENERGY STAR Qualified Equipment, Zoned
- Approx Sq. Feet: 2,500
- Acreage: 3.3
- Est. Taxes: $21,778
- Elem. School: Matthew Paterson Elementary School
- Middle School: George Fischer Middle School
- High School: Carmel High School
- School District: Carmel
- Appliances: Dishwasher, Dryer, Electric Range, Microwave, Refrigerator, Washer
- MLS#: 989627
- Days on Market: 2 days
- Website: https://www.raveis.com
/prop/989627/40cushmanroad_patterson_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
40 Cushman Road, Patterson, NY, 12563
$850,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $680,000 | $680,000 | $680,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,815 | $1,815 | $1,815 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,861 | $4,187 | $5,738 |
| Total Monthly Payment | $5,768 | $6,094 | $7,645 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535