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One or more photos have been virtually staged.
Fully renovated, first-floor condo in one of the best communities in the Tampa Bay area, just 3 minutes to Indian Rocks Beach. This is a 2 bed, 2 bath unit with a private, detached garage, completely redone in 2025. Everything is done, flooring, paint, kitchen, bathrooms, and a brand-new A/C. It’s clean, simple, and move-in ready. The layout is open and gets great natural light. Kitchen has been updated with modern cabinets, new countertops, stainless appliances, and it flows right into the main living space. Both bathrooms have been fully remodeled with a clean, modern feel. The primary suite has a walk-in closet and its own updated bath with walk in shower. Out back, you’ve got a screened-in lanai overlooking the pond with a water sooting feature—you get both the view and the sound, perfect for relaxing with morning coffee or winding down in the evening. Shipwatch sits on 56 acres along the Intracoastal and has everything you’d expect—pools, marina access, tennis and pickleball, fitness center, walking paths, and an active community. The HOA covers almost everything including water, sewer, trash, cable, wi-fi, exterior, roof, ground maintenance, pool, tennis court membership etc. Just about everything except electric, keeping things simple and predictable. If you’re looking for something low-maintenance, flexible, close to the beach, and already fully updated—this is worth a look. Perfect for the active Florida Lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$350,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $280,000 | $280,000 | $280,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $329 | $329 | $329 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,768 | $2,325 |
| Total Monthly Payment | $2,128 | $2,172 | $2,729 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.