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Beautifully maintained 2023 built DR Horton home located in the desirable Victoria Oaks community in DeLand. Situated on a spacious corner lot, this thoughtfully designed single story residence offers 4 bedrooms, 2 bathrooms, and 1, 828 square feet of bright open living space ideal for everyday living and entertaining.
The kitchen serves as the heart of the home, featuring granite countertops, grey shaker style cabinetry, stainless steel appliances, a large center island with bar seating, and a walk in pantry. The kitchen flows seamlessly into the dining area and living room, creating an inviting open layout filled with natural light and perfect for gathering with family and friends.
Sliding glass doors lead to an extended covered and screened lanai that was added shortly after construction, creating a generous outdoor living space ideal for relaxing, outdoor dining, or entertaining year round. The backyard offers additional room to enjoy, while the corner lot provides extra openness along with convenient side parking in addition to the front driveway.
The private primary suite is positioned toward the rear of the home and features a spacious bedroom, walk in closet, and an ensuite bathroom with dual sinks, granite countertops, and a tub and shower combination. Three additional bedrooms are located on the opposite side of the home in a split bedroom layout, providing flexibility for guests, family members, or a home office.
Additional highlights include tile flooring throughout the main living areas, ceiling fans, a dedicated laundry room, irrigation system with rain sensor, overhead garage storage rack, and a two car garage. Built in 2023 and carefully maintained, this home offers the comfort and efficiency of newer construction.
Victoria Oaks offers residents resort style amenities including a community pool, fitness center, tennis courts, playground, and scenic walking trails. The community is conveniently located with easy access to I4, shopping, and medical facilities. Just minutes away is DeLand’s vibrant Historic Downtown, known for its charming boutiques, local cafés, restaurants, art galleries, and live entertainment at the historic Athens Theatre. Nearby Stetson University, parks, and access to the St Johns River provide even more opportunities to enjoy the best of Central Florida living.
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $316,000 | $316,000 | $316,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $389 | $389 | $389 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,869 | $1,946 | $2,580 |
| Total Monthly Payment | $2,333 | $2,410 | $3,044 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.