1135 103rd St, #504, Bay Harbor Islands, FL, 33154 | $4,900,000

One of a kind waterfront residence at Onda, the newest boutique luxury condominium located in the exclusive Bay Harbor Islands, Miami’s best-kept secret. A private elevator opens to 3, 328 sq. ft of living areas meticulously curated to deliver sophistication and privacy featuring 4 bedrooms and 4 & ½ baths + Den and unobstructed views of the Bay. Interior features include: Natural stone flooring, custom walk-in closets in all bedrooms with enhanced lighting fixtures and motorized blackouts/shades, primary suite overlooking the bay and primary bathroom with soaking tub and separate glass-enclosed shower, Gourmet Snaidero kitchen with marble countertops and top-of-the-line Miele appliances, all doors customized with Valli & Valli handles , Soss hinges and magnetic locks, fully-equipped laundry room with LG washer/dryer tower and more high end finishes throughout. Building amenities includes private marina, a rooftop pool deck and lounge area with Barbecue Grill, a state-of-the-art fitness center , yoga studio, spa with massage treatment rooms, steam bath and sauna rooms, covered valet drop-off area, electric vehicle charging stations, residential storage space and a new water filter system has been recently installed in the building. This unit comes with 2 assigned parking spaces in tandem. With only 41 residences and just steps from Bal Harbour Shops & the beach Onda offers a boutique lifestyle with world-class amenities and first class service for the most discerning buyer.

Features

  • Heating: Central,Electric
  • Cooling: Central Air,Electric
  • Levels: 8
  • Amenities: Boat Dock,Fitness Center,Barbecue,Picnic Area,Pool,Sauna,Trash,Elevator(s)
  • Bedrooms: 4
  • Baths: 4 full / 1 half
  • Complex: ONDA RESIDENCES
  • Year Built: 2024
  • Common Charge: $8,737 Monthly
  • Approx Sq. Feet: 3,521
  • Est. Taxes: $54,131
  • View: Bay,City,Other,Water
  • Water Front: Yes
  • Pets Allowed: Yes
  • Pet Policy: Conditional,Yes
  • Appliances: Dryer,Dishwasher,Other,Refrigerator,Wine Cooler,Washer
  • MLS#: A12005083
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/A12005083/1135103rdst_bayharborislands_fl?source=qrflyer
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Listing courtesy of BRG International , LLC   Phone: 305-397-8788

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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1135 103rd St, #504, Bay Harbor Islands, FL, 33154

$4,900,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $3,920,000 $3,920,000 $3,920,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.125% 6.375% 6.125%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.399% 6.475% 6.309%
Monthly Tax Payment $4,511 $4,511 $4,511
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $23,818 $24,456 $33,345
Total Monthly Payment $28,454 $29,092 $37,981

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.