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This meticulously maintained residence, set on just under half an acre in a quiet cul-de-sac, offers a blend of clean French Mediterranean style and modern upgrades, presenting a move-in-ready opportunity within a secure 24-hour manned guard-gated community. Positioned on a raised lot, the home benefits from enhanced curb appeal and added privacy, complemented by lush, professionally maintained landscaping and perimeter hedges that create a secluded, tranquil setting. The floor plan was well thought out with the primary bedroom in a separate wing to the others. The home features four bedrooms, three and a half bathrooms, a den and the fourth bedroom is in the guest house accessed under a covered walkway. It is currently set up as an office. Since its purchase in 2021, the property has undergone a series of thoughtful improvements that enhance both functionality and aesthetics. The driveway has been fully renovated, providing a clean and durable entrance, while the pool has undergone a modern renovation that has integrated a Pentair Intelli system, allowing efficient control of temperature and lighting. The interior and exterior of the home have both been freshly repainted and a tankless water heater has been installed to improve energy efficiency. The garage has been upgraded with an AC split system and Tesla charger making it a more versatile and climate-controlled space, and the den has been outfitted with custom California closets. Additional replacements and upgrades further underscore the property's condition, these include several rooms of flooring, new gutters, outdoor ceiling fans, a replaced breaker box, and interior shutters that contribute to both style and functionality. The backyard has been enhanced with updated stone surrounds and pavers, creating a cohesive and low-maintenance outdoor living area that integrates seamlessly with the pool. A 4-ton Lennox air conditioning unit has been installed and an aluminum fence has been added without compromising the landscape. Exterior lighting improvements include the addition of 11 coach lights, Cupola lighting, along with upgraded dimmers and floodlights, providing both ambiance and practicality across the property. The list of upgrades is too many to list. The backyard setting is particularly notable, offering a peaceful retreat with no neighbors to the rear as the lot behind cannot be developed, ensuring long-term privacy. The Pine Tree community is quiet and the cul-de-sac location in the heart of it minimizes through traffic. Purchasing a property within the neighbourhood is not subject to a mandatory membership requirement as the golf club is a separate private entity. Every upgrade and replacement has been completed with a focus on maintenance, efficiency, and preserving the home's architectural integrity, resulting in a property that is both visually appealing and mechanically updated. This combination of location, lot size, structural elevation, and documented improvements provides a clear and factual representation of a home that has been consistently cared for and thoughtfully enhanced over time. The home offers a balanced opportunity for buyers seeking privacy, security, and a well-updated residence in a controlled-access community.
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,916,000 | $1,916,000 | $1,916,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.000% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.362% | 6.385% | 6.223% |
| Monthly Tax Payment | $1,679 | $1,679 | $1,679 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $11,487 | $11,797 | $16,168 |
| Total Monthly Payment | $13,290 | $13,600 | $17,971 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.