1638 SE 28th ST, Cape Coral, FL, 33904 | $539,900

Direct Sailboat Gulf access home situated on the wide Lido Canal in sunny SE Cape Coral! This beautifully renovated 3-bedroom, 2-bathroom pool home offers 1, 317 sq ft of living space and exceptional boating features.
Boaters will appreciate the easy access to open water and accommodations for a large boat, including a brand NEW seawall (2019), 175 sq ft dock (2020), and a 16, 000 lb boat lift (2020)—making this a true waterfront gem.
Inside, enjoy a thoughtfully updated living space featuring a modern kitchen with white shaker cabinetry, granite countertops, and stainless steel appliances. Both bathrooms have been tastefully renovated, and crown molding throughout adds a polished finish.
Relax and entertain on the spacious south facing covered lanai overlooking tranquil canal views, or take a dip in the sparkling pool—perfect for enjoying the Florida lifestyle.
Additional updates include a brand new metal roof (2024), new water heater (2025), A/C (2020), sprinkler system and new sod (2020), and a new garage door (2018). No flooding during previous storms.
Tucked away on a quiet residential street yet just minutes from Cape Coral’s vibrant dining and nightlife, this home truly offers the best of both worlds. Enjoy the ultimate Florida lifestyle in this picture-perfect setting.

Features

  • Amenities: None
  • Bedrooms: 3
  • Baths: 2 full
  • Style: 1 Story/Ranch
  • Development: CAPE CORAL
  • Year Built: 1968
  • Garage: 1-car Attached
  • Heating: Central Electric
  • Cooling: Ceiling Fans,Central Electric
  • Approx Sq. Feet: 1,317
  • Acreage: 0.23
  • Est. Taxes: $5,087
  • Lot Desc: Regular
  • View: Canal
  • Community Type: Boating,Non-Gated
  • Water Front: Yes
  • Boat Access: Boat Dock Private,Boat Lift,Elec Avail at dock,Water Avail at Dock,Wooden Dock
  • Private Pool: Yes
  • Pet Policy: No Approval Needed
  • MLS#: 226016065
  • Website: https://www.raveis.com
    /prop/226016065/1638se28thst_capecoral_fl?source=qrflyer
Courtesy of

William Raveis Family of Services

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Colleen CassidySales Associate

508.221.8675

Colleen.Cassidy@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

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To learn more about our credentials, visit raveis.com today.

Frank MerolaVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 1020051

508.740.5922

Frank.Merola@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Allen GellermanInsurance Sales Director, William Raveis Insurance

617.686.2668

Allen.Gellerman@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

1638 SE 28th ST, Cape Coral, FL, 33904

$539,900

Colleen Cassidy

Sales Associate

William Raveis Real Estate

Phone: 508.221.8675

Colleen.Cassidy@raveis.com

Frank Merola

VP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 508.740.5922

Frank.Merola@raveis.com

NMLS Mortgage Loan Originator ID 1020051

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $431,920 $431,920 $431,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.990% 6.375% 5.490%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.370% 6.524% 5.730%
Monthly Tax Payment $424 $424 $424
H/O Insurance Payment $92 $92 $92
Initial Principal & Interest Pmt $2,587 $2,695 $3,527
Total Monthly Payment $3,103 $3,211 $4,043

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.