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This is the home you've been waiting for; an exciting opportunity that lets you have both your desired location and size home! Welcome to 651 Spark Street in the coveted south Mount Pleasant area in Hobcaw, located just 10 minutes from Historic Downtown Charleston and Sullivans Island! Situated on a spacious . 30 acre corner homesite with no HOA! Live a life without community restrictions! This well maintained home was just built in 2022 on a quiet street in a premier location! Step into the two story foyer and prepare to be impressed; you are greeted by a light-filled interior space with stylish finishes. A thoughtfully designed floor plan with first floor primary suite and four generously sized bedrooms upstairs. Just off the foyer is the formal dining room that could also be used as a. . . downstairs office. Open-concept living with combined kitchen, great room, and informal dining making this home great for entertaining friends and family! White cabinetry, Quartz countertops, stainless steel appliances and ample sized corner pantry. Conveniently tucked away in the back corner of the home, you will find your perfect owner's retreat. Owner's bathroom features separate vanities, Quartz countertops, walk-in shower with subway tile, and walk-in closet. A small loft area is located at the top of the stairs as well as a desk/office nook. Four very spacious bedrooms upstairs, all with attached Jack and Jill bathrooms. Don't miss the extra little bonus room included in one of the bedrooms that could be used for many purposes. Back downstairs, a laundry room leads you to the garage with epoxy coated floor. Outside, a screened-in lanai and homesite with endless possibilities and potential to make your own! Opportunities in this location, at this price point, with this size home and homesite don't come available everyday, please book your showing today!
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Our Executive Mortgage Banker:
$1,225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $980,000 | $980,000 | $980,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.312% | 6.349% | 6.183% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,797 | $5,955 | $8,270 |
| Total Monthly Payment | $5,922 | $6,080 | $8,395 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.