651 Spark Street, Mount Pleasant, SC, 29464 | $1,225,000

This is the home you've been waiting for; an exciting opportunity that lets you have both your desired location and size home! Welcome to 651 Spark Street in the coveted south Mount Pleasant area in Hobcaw, located just 10 minutes from Historic Downtown Charleston and Sullivans Island! Situated on a spacious . 30 acre corner homesite with no HOA! Live a life without community restrictions! This well maintained home was just built in 2022 on a quiet street in a premier location! Step into the two story foyer and prepare to be impressed; you are greeted by a light-filled interior space with stylish finishes. A thoughtfully designed floor plan with first floor primary suite and four generously sized bedrooms upstairs. Just off the foyer is the formal dining room that could also be used as a. . . downstairs office. Open-concept living with combined kitchen, great room, and informal dining making this home great for entertaining friends and family! White cabinetry, Quartz countertops, stainless steel appliances and ample sized corner pantry. Conveniently tucked away in the back corner of the home, you will find your perfect owner's retreat. Owner's bathroom features separate vanities, Quartz countertops, walk-in shower with subway tile, and walk-in closet. A small loft area is located at the top of the stairs as well as a desk/office nook. Four very spacious bedrooms upstairs, all with attached Jack and Jill bathrooms. Don't miss the extra little bonus room included in one of the bedrooms that could be used for many purposes. Back downstairs, a laundry room leads you to the garage with epoxy coated floor. Outside, a screened-in lanai and homesite with endless possibilities and potential to make your own! Opportunities in this location, at this price point, with this size home and homesite don't come available everyday, please book your showing today!

Features

  • Bedrooms: 5
  • Baths: 3 full / 1 half
  • Laundry: Laundry Room
  • Style: Traditional
  • Development: 42 - Mt Pleasant S of IOP Connector
  • Year Built: 2022
  • Garage: 2-car Attached
  • Heating: Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 3,282
  • Acreage: 0.3
  • Lot Desc: Corner Lot, Level
  • Elem. School: James B Edwards
  • Middle School: Moultrie
  • High School: Lucy Beckham
  • MLS#: 26011609
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /eprop/26011609/651sparkstreet_mountpleasant_sc?source=qrflyer
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Listing courtesy of Carolina Elite Real Estate

William Raveis Family of Services

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Customer Service

888.699.8876

Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

651 Spark Street, Mount Pleasant, SC, 29464

$1,225,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $980,000 $980,000 $980,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.875% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.312% 6.349% 6.183%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,797 $5,955 $8,270
Total Monthly Payment $5,922 $6,080 $8,395

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.