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134 ST THOMAS DRIVE, Mulberry, FL, 33860 | $359,900
Under contract-accepting backup offers. One or more photo(s) has been virtually staged. Why pay more for new construction when this one beats the builder on price — and it's ready now?
Welcome to 134 St Thomas Dr, a 2022 Highland Homes Serendipity model with Elevation D in Bridgeport Lakes, Mulberry — loaded with upgrades that new construction buyers pay tens of thousands extra to add. The wait is zero. The value is undeniable.
New builds in this community start from the high $300s before options. This home already includes: full fencing, screened front and rear lanais, gutters, built-in closet systems, fresh landscaping, garage shelving, wired pest control system, termite protection pods, and a generator hookup with 30-amp interlock breaker. That's move-in ready on Day 1 — not nine months from now.
Inside, 2, 025 sq ft is thoughtfully laid out for real life. A wide foyer opens to a flex room — ideal as a home office, playroom, or optional 4th bedroom. The open-concept kitchen and living area centers on an 11. 5-ft quartz island with soft-close cabinetry, subway tile backsplash, stainless Samsung appliances, and an oversized pantry. The owner's suite offers tray ceilings, dual walk-in closets (one with built-ins), and a beautifully tiled walk-in shower. Luxury vinyl plank, blinds, and ceiling fans throughout.
Bonus extras: HVAC with soft start, UV filtration, and transferable warranty. Oversized pie-shaped lot — 9, 209 sq ft — with brand-new landscaping and serious curb appeal.
Bridgeport Lakes is a quiet, low-HOA community ($75/mo) with lakes, parks, and easy access to Lakeland, Tampa, Bartow, and Orlando. LEGOLAND 20 minutes away. Walt Disney World under an hour. Both major airports approximately one hour out.
USDA 100% FINANCING ELIGIBLE — qualified buyers may purchase with $0 down.
Move-in ready. Priced below comparable new construction. Schedule your private showing today!!
Features
- Rooms: 4
- Bedrooms: 3
- Baths: 2 full
- Laundry: Laundry Room
- Year Built: 2022
- Garage: 2-car
- Heating: Central
- Cooling: Central Air
- Approx Sq. Feet: 2,025
- Acreage: 0.21
- Est. Taxes: $4,185
- HOA Fee: $900 Annually
- Elem. School: Purcell Elem
- Middle School: Mulberry Middle
- High School: Mulberry High
- Pet Policy: Yes
- Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Refrigerator, Washer
- MLS#: TB8501067
- Days on Market: 9 days
- Website: https://www.raveis.com
/prop/TB8501067/134stthomasdrive_mulberry_fl?source=qrflyer
Listing courtesy of FRANK ALBERT REALTY Phone: 813-546-2503
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 16953
917.838.7300
Melissa.Cohn@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Pedro DelgadilloInsurance Sales Director, William Raveis Insurance
305.922.5393
Pedro.Delgadillo@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
134 ST THOMAS DRIVE, Mulberry, FL, 33860
$359,900
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Melissa Cohn
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
|
5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $287,920 | $287,920 | $287,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.512% | 5.730% |
| Monthly Tax Payment | $349 | $349 | $349 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,724 | $1,796 | $2,351 |
| Total Monthly Payment | $2,148 | $2,220 | $2,775 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
FL Mortgage Lender MLD1388