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Welcome to Riverbend Farm, in the Borough of Litchfield. The property includes almost 9 acres, over two lots, with over 1, 000 feet of frontage on the Bantam River! Set back from the road, is 415 South Street, the 6. 7 acre parcel, with four structures, house, garage, garden shed and three stall barn. Included in the listing is 401 South Street, 2. 17 acre buildable lot. With stunning views of rolling property down to the river this Mid Century home has a flexible floor plan that features 4 bedrooms, 4. 5 baths and over 4, 000 sqft. The walk out living area has walls of windows overlooking a large blue stone patio, pool with flower garden, mature trees, rolling hill down to the river. The heart of the home includes: kitchen, dining area and 2 seating areas, one with a fireplace. With custom cabinetry, granite counter, gas cooktop and two ovens, microwave and a huge island, the spacious kitchen has ample space for multiple cooks. Adjacent to the kitchen is a half bath with laundry and a walk in pantry. The primary suite, on the entry floor, has a wall of windows, a gas fireplace, hardwood floors and French door access to a patio and the in-ground pool. This room has a large en-suite bath with a double sink. Adjacent to the entry is one of the bedrooms/home office/library/den spaces with large windows and hardwood floors. The upper level has two bathrooms and two large bedrooms with distinctive large angular windows overlooking the property. The south bedroom has a dressing area, builtin bookshelves and a fireplace. The north bedroom has an ensuite bathroom and walk in closet. The lower level has a rec room, two sunny rooms and a full bath. This flexible space can be a den, office, gym or guest rooms. Included in the listing: 401 and 415 South Street totaling 8. 87 acres, house, 2 bay garage, 3 stall barn, garden shed. For peace of mind the house has a generator and is connected to public utilities. Don't miss the opportunity to own a secluded waterfront property within Litchfield's Historic District.
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Vaulted Ceiling,Full Bath,Walk-In Closet | 16.0 x 16.0 | Upper |
| Bedroom 2 | Vaulted Ceiling,Book Shelves,Fireplace | 23.0 x 21.0 | Upper |
| Bedroom 3 | 11.0 x 16.0 | Lower | |
| Eat-In Kitchen | Dining Area,Half Bath,Island,Pantry,Patio/Terrace | 23.0 x 23.0 | Lower |
| Living Room | Fireplace,Patio/Terrace,Tile Floor | 16.0 x 23.0 | Lower |
| Office | 11.0 x 16.0 | Lower | |
| Office | Bay/Bow Window,Hardwood Floor | 19.0 x 15.0 | Main |
| Primary Bedroom | Fireplace,Full Bath,Patio/Terrace,Hardwood Floor | 15.0 x 23.0 | Main |
| Rec/Play Room | 22.0 x 15.0 | Lower |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $737 | $737 | $737 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,697 | $7,267 | $10,012 |
| Total Monthly Payment | $7,559 | $8,129 | $10,874 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.