|
Presented by
Barbara Taylor |
44 Steven Place, Smithtown, NY, 11787 | $874,900
Welcome to 44 Steven Pl, Smithtown, NY! This stunning detached single-family home offers a perfect blend of charm and functionality. With an open floor plan which includes 4 spacious bedrooms and 2. 5 bathrooms, this property is designed to accommodate your lifestyle. Step inside to discover an inviting, large foyer that leads to a living room, family room, half bathroom and an elegant formal dining room, ideal for hosting gatherings. The spacious eat-in kitchen is a chef’s dream, featuring gleaming white cabinets, and stainless steel Energy Star appliances, with sliding glass doors that lead to the backyard. Unwind in the spacious living room, or the cozy den with a stone wall and gas fireplace, enjoying the serene views from bay windows. The primary suite boasts an updated ensuite bathroom, along with three additional bedrooms and an updated full bath. Additional highlights include a partially finished basement, with utilities, storage, laundry (washer and dryer included), as well as an attic for extra storage with easy access from the two car garage. The private outdoor retreat includes a welcoming front porch, large paver patio with automatic retractable awning, and a lush private yard—perfect for outdoor entertaining or quiet relaxation. The home has an attached 2 car garage with remote entry, private paver stone driveway, and street parking available. Comfort is key with gas heat, and brand new central air conditioning. The smart security system adds peace of mind to your daily living. Situated in a desirable Smithtown location near green space, shopping and highways, this home truly has it all. Don’t miss your opportunity to own this remarkable property. Schedule your showing today! NOTE: Please see attachment for upgrades/amenities list.
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 2 full / 1 half
- Style: Split Ranch
- Year Built: 1969
- Garage: 2-car
- Heating: Natural Gas
- Cooling: Central Air
- Basement: Partial, Storage Space
- Approx Sq. Feet: 1,879
- Acreage: 0.35
- Est. Taxes: $14,255
- Elem. School: Mt Pleasant Elementary School
- Middle School: Great Hollow Middle School
- High School: Smithtown High School-West
- School District: Smithtown
- Appliances: Dishwasher, Dryer, Gas Cooktop, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater
- MLS#: 989037
- Days on Market: 1 day
- Website: https://www.raveis.com
/prop/989037/44stevenplace_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Barbara TaylorLuxury Properties Specialist
203.536.1471
Barbara.Taylor@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
- Place up to 20+ photos of your home on our website, raveis.com
- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
- Showcase your home on raveis.com with a larger and more prominent format
- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Mace L. RattetVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69957
914.260.5535
Mace.Rattet@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Francine SilbermanVP, Mortgage Banker, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 69244
914.260.2006
Francine.Silberman@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
Alex FerroInsurance Sales Director, William Raveis Insurance
203.610.1536
Alex.Ferro@raveis.com
Our Insurance Division:
- Will Provide a home insurance quote within 24 hours
- Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
- Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable
44 Steven Place, Smithtown, NY, 11787
$874,900
Barbara Taylor
Luxury Properties Specialist
William Raveis Real Estate
Phone: 203.536.1471
Barbara.Taylor@raveis.com
Mace L. Rattet
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.5535
Mace.Rattet@raveis.com
NMLS Mortgage Loan Originator ID 69957
Francine Silberman
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 914.260.2006
Francine.Silberman@raveis.com
NMLS Mortgage Loan Originator ID 69244
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $699,920 | $699,920 | $699,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,188 | $1,188 | $1,188 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,974 | $4,253 | $5,906 |
| Total Monthly Payment | $5,254 | $5,533 | $7,186 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535