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Set on a one acre lot in Ulster County within the Highland School District, this 4-bedroom, 2. 5-bath raised ranch offers approximately 2, 260 square feet of living space designed for buyers looking for open layout flow, flexible interior rooms, and usable outdoor space. Built in 2004, the home brings together vaulted ceilings, a fireplace-centered living area, and a connected main level where the kitchen, dining, and living spaces work together naturally for daily living and gathering. The kitchen features granite countertops paired with wood cabinetry in a natural finish, offering both durability and warm visual tone. The lower level adds additional flexibility with a bonus room, making it suitable for a home office, recreation space, or extended living use, and laundry and half bath on the lower lever adds everyday functionality. The primary bedroom includes its own private bathroom. Attached 2-car parking provides direct home access for convenience. Outdoor living is anchored by a back deck that extends the main living area into an open-air setting ideal for dining, relaxing, or entertaining. The one acre lot provides open yard space in both the front and back, along with a fire pit area that adds an additional outdoor gathering feature at the back yard. Buyers searching for homes in Ulster County under $500K with 4 bedrooms, a flexible lower level, and outdoor entertaining space will recognize the value in this property. The location supports everyday commuting and lifestyle access with nearby train stations, shopping centers, parks, schools, and major routes connecting Highland to surrounding Hudson Valley destinations. The combination of space, layout flexibility, and outdoor usability makes this home a strong option for buyers looking to settle in Ulster County with room to grow and personalize over time.
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Our Executive Mortgage Banker:
$499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $399,200 | $399,200 | $399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $886 | $886 | $886 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,391 | $2,490 | $3,260 |
| Total Monthly Payment | $3,352 | $3,451 | $4,221 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.