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Enjoy effortless waterfront living in this beautifully updated ranch set on nearly half an acre in Rye Neck’s coveted Shore Acres neighborhood. With a private dock right in your backyard, this home offers direct access to boating, fishing, and kayaking, with gorgeous water views throughout. A dramatic great room, with sweeping windows, flows seamlessly into a bright breakfast area and formal living room with wood-burning fireplace, creating a sun-filled living space ideal for everyday living and entertaining. The chef's kitchen is complemented by a butler’s pantry and connects easily to both the dining room and expansive living room. The first-floor primary suite with cathedral ceilings is a standout, featuring walls of windows and a spacious en-suite bath. On the main level there are two additional well-appointed bedrooms and a full bath. This level is completed by a powder room and laundry room for added convenience. The expansive porcelain patio overlooks the large, level backyard - perfect for entertaining, outdoor dining, or relaxing by the water. The finished lower level offers valuable bonus space, along with a sizable workroom/utility area and separate storage space - ideal for recreation and/or home office flexibility. There is an attached garage and additional parking in the driveway. The gravel driveway is perfect for boats! With a private dock, generous indoor and outdoor living spaces, and a serene natural setting, this home offers a rare opportunity for easy and enjoyable, waterfront living.
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Our Executive Mortgage Banker:
$18,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $14,400 | $14,400 | $14,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $86 | $90 | $118 |
| Total Monthly Payment | $161 | $165 | $193 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.