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SUMMER'S CALLING -- secure your place in this fantastice community before the season kicks into full swing! Located in vibrant, family-friendly Lost River, you’ll find neighbors connecting at the resort-style amenities: a stunning pavilion - where music, picnics and cookouts abound, sparkling pool for your family to enjoy cooling off on hot summer days, pickleball courts to keep you active, and a playground area where children's laughter echos all year long. This neighborhood was built for connection and fun. Now ABOUT YOUR HOME: 108 Terrapin Cross Way is a home that perfectly blends quality craftsmanship, energy efficiency, and a lifestyle your family will love. This spacious 5-bedroom residence provides the room you need to grow, gather, and create lasting memories—both inside and out. The CHASTAIN layout is designed with both flexibility and comfort in mind. The main level features an OPEN Kitchen-DINING-FAMILY ROOM combination perfect for everyday living and gathering—along with a private bedroom and full bath ideal for guests or multi-generational living. A versatile front room provides the perfect space for a home office, piano room, or formal dining. UPSTAIRS, you’ll find a spacious Primary Suite, three additional bedrooms, a full bath, and a bonus room—giving everyone their own space to relax, work, or play. The LARGE, flat backyard is bathed in full sun, ideal for gardening, entertaining, or even designing your own private pool oasis. There’s room here to truly make it your own and owner's are getting pricing to provide a fully fenced in back yard! Homes like this—offering size, efficiency, and access to such a lively community—are a wise investment. Get settled in before summer hits and start enjoying everything this neighborhood has to share from day one. RARE ASSUMABLE LOAN ~ (subject to Lender & Credit Approval) ~ Please ask Listing Agent for me details.
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Our Executive Mortgage Banker:
$495,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $396,000 | $396,000 | $396,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $157 | $157 | $157 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,280 | $2,536 | $3,288 |
| Total Monthly Payment | $2,512 | $2,768 | $3,520 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.