7115 BAY STREET, St Pete Beach, FL, 33706 | $3,399,700

A rare waterfront estate on the wide-open intracoastal of Boca Ciega Bay—designed for those who value exceptional quality, space, privacy, and effortless Gulf access without compromise. Completed in December 2018, this luxurious, meticulously maintained 3-story home sits on an oversized 75-foot deep-water lot and delivers unobstructed water views. The morning sunrises are spectacular, and in the distance you can see downtown St Pete and Gulfport. Boaters will love the 72-foot Trex DOCK (water and electric ready), while beach lovers will enjoy the short walk to Upham Beach. The 2nd story main living level offers panoramic water views, over 500 square feet of covered balcony space, and an open layout that connects living, dining, and kitchen without interruption. A wood-burning FIREPLACE, WET BAR, and full wall of impact-rated sliding glass doors create a dreamy setting for entertaining or quiet evenings overlooking the bay. The kitchen is built for function and scale: solid wood custom cabinetry, DOUBLE OVENS, a 5-burner cooktop (2025), expansive island seating, and a fully outfitted walk-in pantry and laundry space. The primary suite is intentionally private and SOUND INSULATED—featuring water views, a freestanding jetted tub positioned at the window, dual marble vanities, an oversized shower with bench seat, and a custom walk-in chandeliered closet that exceeds expectations. Additional bedrooms, including a secondary suite, carry the same level of finish, spaciousness and elevated design. Outside, the luxury resort style living experience continues with a SALTWATER POOL, a covered lanai, and lush tropical landscaping providing privacy on either side of the nearly quarter acre lot. Performance and efficiency set this home apart: SOLAR panels (LOW ELECTRIC BILLS from $36/month), STEEL & insulated construction, ELEVATOR, whole-home WATER SYSTEM, GENERATOR switch, and an oversized 4-car garage with oversized doors, tons of extra storage and working space, and EV charging. FLOOD INSURANCE is assumable at just $620/year. From this location you can walk to many local shopping, dining. and entertainment options, including Corey Avenue with its famous Sunday Market and Horan Park's free concerts in the park. Schedule your showing today.

Features

  • Elevator: Y
  • Rooms: 10
  • Bedrooms: 5
  • Baths: 4 full
  • Lot Size: 75 x 140
  • Laundry: Laundry Room
  • Style: Key West
  • Year Built: 2018
  • Garage: 4-car
  • Heating: Central, Solar
  • Cooling: Central Air, Mini-Split Unit(s)
  • Approx Sq. Feet: 3,741
  • Acreage: 0.24
  • Lot Size: 75 x 140
  • Est. Taxes: $18,270
  • Lot Desc: Flood Insurance Required, FloodZone, Private
  • View: Water
  • Water Front: Yes
  • High School: Boca Ciega High-PN
  • Pool: Salt Water
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Built-In Oven, Cooktop, Dishwasher, Disposal, Dryer, Electric Water Heater, Exhaust Fan, Microwave
  • MLS#: TB8500568
  • Days on Market: 13 days
  • Website: https://www.raveis.com
    /eprop/TB8500568/7115baystreet_stpetebeach_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/31/2026 3:04:41 PM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7115 BAY STREET, St Pete Beach, FL, 33706

$3,399,700

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $2,719,760 $2,719,760 $2,719,760
Term 360 months 360 months 180 months
Initial Interest Rate** 6.000% 6.125% 6.000%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.350% 6.259% 6.183%
Monthly Tax Payment $1,523 $1,523 $1,523
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $16,306 $16,526 $22,951
Total Monthly Payment $17,953 $18,173 $24,598

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.