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Welcome to this stunning 4-bedroom, 2-bath home perfectly situated in St. Cloud! Beautiful both inside and out, this well-loved, move-in-ready property offers the ideal blend of comfort, style, and Florida living. One of its standout features is the peaceful water view, which can be enjoyed from the screened lanai overlooking the oversized fenced backyard a perfect space for relaxing, entertaining, or enjoying time with family and pets. Inside, the home features a spacious and well-executed floor plan with an open living area designed for everyday living and gatherings. The kitchen opens directly to the great room and includes a breakfast bar and pantry, creating a bright and functional central space. The home also offers formal living and dining areas, adding flexibility and charm. The primary suite is thoughtfully designed with a walk-in closet and a walk-in shower. The secondary bedrooms are conveniently clustered near the hall bath, with the laundry room and linen closet nearby for added convenience. Recent updates include 2019 roof, 2026 AC Unit and a 2024 water heater. This is an easy Florida-living floor plan for a growing family, with beautiful indoor and outdoor spaces to enjoy. Move-in ready and priced to sell, this home will not last long!
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Our Executive Mortgage Banker:
Our Insurance Division:
$389,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $218 | $218 | $218 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,916 | $1,993 | $2,605 |
| Total Monthly Payment | $2,209 | $2,286 | $2,898 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.