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Set between the open waters of Lake Harvey and the quiet shoreline of Lake Joy, this dual-lakefront residence offers a rare balance of energy and calm. The setting is both expansive and intimate, designed for those who value recreation, privacy, and a seamless connection to the natural landscape.
Spanning nearly 4, 000 square feet, the home is composed with intention. The main-level primary suite opens directly to the outdoor living spaces, creating a natural flow between interior comfort and the lakefront setting. A spacious bath with dual vanities and a walk-in shower completes the retreat. The main level also includes a formal dining room, a dedicated office, and a guest bedroom with full bath, providing both functionality and flexibility.
Upstairs, two generously proportioned ensuite bedrooms offer privacy and quiet separation for family and guests.
Outdoors, the home transitions effortlessly into a resort-like environment. A pool and spa, outdoor fireplace, and expansive wraparound terrace with fountain are oriented toward the water, offering an ideal setting for both entertaining and quiet reflection. The landscape is alive with native wildlife, from wading birds to otters along the shoreline, reinforcing the sense of retreat.
What distinguishes the property is its access to two complementary lakes. Lake Harvey, a ski lake, invites boating, waterskiing, and open-water recreation. Lake Joy provides a more tranquil experience, suited to kayaking, paddleboarding, and fishing.
An oversized garage with capacity for 6+ vehicles offers exceptional versatility for collectors, storage, or workshop use.
Constructed with steel-reinforced insulated concrete forms (ICF), the residence offers a level of durability and efficiency rarely found in lakefront homes, delivering superior structural integrity, energy performance, and sound insulation. The exterior is finished with a low-maintenance stucco system designed for longevity.
Recent updates and system improvements further enhance the home’s turnkey appeal, including a new roof and gutter system (March 2026) and fresh interior paint (March 2026). Within the past five years, major components have been thoughtfully updated, including air conditioning systems, UV-C air purification, built-in refrigerator, outdoor grill, well pump, septic pump, water softener, and a motorized garage door, providing both comfort and confidence in the home’s infrastructure.
Positioned with notable convenience, the property is a short drive from Tampa International Airport, TPC Tampa, and the Gulf Coast’s renowned beaches. Shopping, dining, and an equestrian center are just minutes away, while the home is also located within the highly regarded Steinbrenner school district.
A residence defined by water, craftsmanship, and quiet permanence.
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$1,690,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,352,000 | $1,352,000 | $1,352,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.300% | 6.235% | 6.164% |
| Monthly Tax Payment | $1,045 | $1,045 | $1,045 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $7,998 | $8,215 | $11,409 |
| Total Monthly Payment | $9,168 | $9,385 | $12,579 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.