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FRESH CLEAN UPDATED LINES DESCRIBE THIS HOUSE ALONG WITH A SEPARATE BUT ATTACHED BEDROOM/BATHROOM SUITE FEATURING ITS OWN PRIVATE ENTRANCE FOR A POTENTIAL IN LAW SUITE, OFFICE, GUEST SUITE, ETC. Tax records state a 2BR home but this suite was already here when the current owners purchased it making it a true 3/2. This property sits on an oversized lot with NO HOA & NO DEED RESTRICTIONS AND NO FLOOD ZONE offering you extra room to breathe and grow including room to park your toys. INSIDE you will find beautiful terrazzo and ceramic tile floors creating seamless lines and maintenance free living spaces. Many NEW UPDATES to this home include a NEW WATER HEATER IN 2026, some NEW HURRICANE PROOF WINDOWS IN 2025, NEW KITCHEN WITH SOLID SURFACE COUNTERS IN 2024, NEW CONCRETE PAD out back for a potential outdoor kitchen, firepit area, basketball court, etc in 2023, NEW ROOF IN 2019, NEW AC in 2017. Enjoy your early morning coffee or an evening cocktail in the screened in porch out back. You will have peace of mind with the fenced in yard for your furry friends. In this sought after community, as a bonus, residents have the option to join the voluntary HOA, which provides access to a ferry and community boat ramp which will take you to a private beach where you can enjoy the best that our beautiful area has to offer-SOOTHING SUNSET WALKS, QUIET SPACES TO DECOMPRESS, & PURE NATURE JOY FOR THE WHOLE FAMILY. With all your shopping and restaurants within minutes, this property checks all your boxes so RUN-DONT WALK to schedule your private showing.
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Our Executive Mortgage Banker:
Our Insurance Division:
$299,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $239,200 | $239,200 | $239,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $233 | $233 | $233 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,453 | $1,510 | $1,986 |
| Total Monthly Payment | $1,761 | $1,818 | $2,294 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.