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Location is everything! This gem of a home is part of the private Indian Lake Association & includes access to the association only beach, perfect for enjoying lake life. Bring your kayaks! This spacious, impeccably maintained Split Level home features updated siding, roofing, & mechanicals. The home sits directly across from private Indian Lake, offering stunning water views & a peaceful setting on 2. 25 acres at the end of a quiet, dead-end street, ideal for fishing, swimming, & boating just steps away. Step inside to a fabulous open floor plan featuring crown molding throughout the first floor, & hardwood flooring throughout the home. The living room offers a gas burning fireplace & beautiful lake views. The oversized den features stunning water views with French doors leading out to the patio & screened in gazebo, perfect for relaxing or entertaining. Spend your time listening to the frogs, watching ducks & swans on the water, & eagles soaring overhead. The kitchen offers granite countertops & an island for entertaining and cooking. Upstairs, you will find three spacious bedrooms, guest bathroom & a primary suite with a full bath. The lower level features an oversized walk out family room with laminate floors and an updated half bath. Additional highlights include a full unfinished basement, 2 car garage with epoxy flooring & two sheds on the property. Major updates provide peace of mind: grey vinyl siding 2020, roof 2018, AC air handler 2019, oil tank 2020, furnace (2025)
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Ceiling Fan,Hardwood Floor | Upper |
| Bedroom 2 | Ceiling Fan,Hardwood Floor | Upper |
| Den | Half Bath,Laminate Floor | Lower |
| Dining Room | Main | |
| Family Room | French Doors,Hardwood Floor | Main |
| Kitchen | Breakfast Bar,Granite Counters | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary Bedroom | Full Bath,Hardwood Floor | Upper |
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William Raveis Real Estate
Phone: 888.699.8876
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Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $600,000 | $600,000 | $600,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.875% | 6.250% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.313% | 6.398% | 5.710% |
| Monthly Tax Payment | $974 | $974 | $974 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,549 | $3,694 | $4,899 |
| Total Monthly Payment | $4,615 | $4,760 | $5,965 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.