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Welcome to this absolutely stunning and impeccably maintained 5 bedroom 3 bath expanded Colonial, perfectly situated on a prime mid-block location in the heart of West Islip! Offering exceptional space and pride of ownership throughout. From it's lush landscaping, vibrant flowers and manicured greens, this one-of-a-kind property is truly move in ready. At the heart of the home is an elegant kitchen basked in tons of natural light, adorned with white cabinetry, granite countertops, S/S appliances. Emerge to discover beautiful new hardwood floors, an inviting and spacious layout, and detailed updates at every turn. The main level features a highly desirable first-floor bedroom. The beautifully appointed interior includes a grand and open living area with a cozy new pellet fireplace, creating warmth and charm, while three-year-old mini splits systems provide efficient comfort year round. A 4 year roof and equipped with Solar Panels for enhanced energy efficiency and long-term savings. The key highlights besides the 3 spacious bedrooms, the bonus office, and oversized laundry room is a1-bedroom legal accessory apartment with its own side entrance presenting an incredible opportunity for extended living or supplemental income. This home offers a private backyard designed for entertaining and relaxation, featuring a semi-inground pool, a spacious deck, a spectacular masonry patio, retractable roll-out awning, and in-ground sprinklers, all set within luscious grounds. This is a rare opportunity to own a truly special home that checks every box. This is the definition of your Dream Home , inside & out!
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Our Executive Mortgage Banker:
$829,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $663,200 | $663,200 | $663,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,205 | $1,205 | $1,205 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,766 | $4,030 | $5,596 |
| Total Monthly Payment | $5,063 | $5,327 | $6,893 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.