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Welcome to 20 Union Court, Unit C at the Old Stone Bank Condominiums - a unique community in the heart of downtown Vineyard Haven. This two-level condo offers a truly special Vineyard lifestyle. Enter through the inviting porch into an open floor plan filled with character, thoughtful details, and sun-lit rooms that create a warm and welcoming atmosphere throughout. This home features a well-appointed kitchen, an intimate living area with wood-burning fireplace, a wall of built-in shelves and more. As you move around the space, you will enjoy glimpses of the water. Enjoy your coffee and al fresco dining on the side deck while watching the boats in the Vineyard Haven Harbor. The main level is completed by a sun-drenched bedroom with en suite bath. The second level features a bonus room with en suite bath and a loft area. There are wood floors throughout the first level and carpet on the second. Both bathrooms have tile. Unit comes with a dedicated parking space. The covered brick patio overlooks the courtyard and is a shared space. There is a shared storage area on the opposite side of the building is perfect for bikes and beach chairs. All this just steps from the ferry and everything the downtown Vineyard Haven has to offer. Association is on the harbor with easy beach and water access.
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| Type | Dimensions | Level |
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| Master Bedroom | 13.0 x 14.0 | Second |
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $1,196,000 | $1,196,000 | $1,196,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.375% | 6.125% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.117% | 6.235% | 6.058% |
| Monthly Tax Payment | $748 | $748 | $748 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $6,697 | $7,267 | $10,012 |
| Total Monthly Payment | $7,570 | $8,140 | $10,885 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.