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''Motivated seller--price adjusted for quick sale. Excellent opportunity in Park Circle. ''This beautifully maintained 3-bedroom, 2-bath residence perfectly balances classic character with thoughtful modern updates. Just steps from an award-winning bar, celebrated restaurants, craft breweries, and boutiques of East Montague Avenue, this home offers the vibrant, walkable lifestyle Park Circle is famous for -- with the total freedom of no HOA. Step inside to the warmth of original hardwood floors and abundant natural light. The heart of the home is the updated kitchen, featuring sleek granite countertops and a gas cooktop -- perfect for those who love to cook and entertain. The spacious primary suite serves as a serene, light-filled retreat with a refreshed en-suite bath, while the hall bathimpresses with timeless tile and updated vanity finishes. Rare for Park Circle, this property includes a partial basement offering remarkable versatility for a workshop, hobby space, or climate-controlled storage. Outside, your fully fenced backyard is lovingly maintained and features a charming gazebo for alfresco dining and a large storage shed ready for your next project. Situated in an X flood zone, this home requires no flood insurance -- providing significant peace of mind and real monthly savings. From your front door, enjoy an easy walk to the Quarterman Park duck pond, the World's Largest Inclusive Playground, the new farmers market pavilion, and the community arts center. With easy access to I-26, Charleston International Airport, and the historic charm of downtown Charleston, you are perfectly positioned to enjoy the very best of the Lowcountry. No HOA. No flood insurance. Just pure Park Circle living. Schedule your showing today!
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Our Executive Mortgage Banker:
$489,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $391,200 | $391,200 | $391,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.625% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.358% | 6.524% | 5.866% |
| Monthly Tax Payment | N/A | N/A | N/A |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,343 | $2,441 | $3,222 |
| Total Monthly Payment | $2,418 | $2,516 | $3,297 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.