909 HART STREET, Clearwater, FL, 33755 | $495,000

One or more photo(s) has been virtually staged. Unique homes like 909 Hart St in Clearwater do not come along often. Thoughtfully renovated this 4-bedroom, 3-bathroom home is full of character, charm, and stylish updates that set it apart from the typical cookie-cutter property. Best of all, there is no HOA and no CDD, helping keep ownership costs lower. A true standout feature is the oversized remodeled swimming pool, which adds exceptional value and lifestyle appeal. In Florida, having a large updated pool is a major advantage — perfect for cooling off during the long summer months, entertaining guests, hosting pool parties, or simply enjoying your own private backyard retreat year-round.

A charming front patio welcomes you in and offers the perfect place to enjoy your morning coffee and Florida’s beautiful weather. Inside, the spacious family room features a large fireplace, creating a warm and inviting space for relaxing or entertaining. The updated kitchen is both functional and stylish, featuring stainless steel appliances, newer cabinetry, granite countertops, and a light gray backsplash. Just beyond the kitchen, the generously sized dining room is ideal for gathering with family and friends.

Tile and vinyl flooring flow throughout the home, with no carpet anywhere. Most of the windows have been replaced, adding to the home’s overall value, appeal, and peace of mind for the new owner. The renovated bathrooms feature tasteful contemporary finishes, and the oversized laundry room offers abundant cabinet storage along with a utility sink for added convenience. The private primary suite includes a large sitting area that works perfectly as a home office, workout space, or quiet retreat, with views of the patio and pool. Situated on a large lot, the fully fenced backyard is designed for enjoying the very best of the Florida lifestyle. Complete with an outdoor kitchen, spacious entertaining areas, and the oversized remodeled pool, this outdoor space is made for weekend BBQs, family gatherings, and relaxed evenings at home. Properties with this much personality, outdoor living space, and pool appeal are hard to find.

Features

  • Rooms: 5
  • Bedrooms: 4
  • Baths: 3 full
  • Lot Size: 50 x 145
  • Laundry: Laundry Room
  • Year Built: 1947
  • Heating: Central
  • Cooling: Central Air
  • Approx Sq. Feet: 2,064
  • Acreage: 0.17
  • Lot Size: 50 x 145
  • Est. Taxes: $7,388
  • Pool: In Ground
  • Appliances: Cooktop, Dishwasher, Microwave, Range, Refrigerator
  • MLS#: TB8497842
  • Days on Market: 8 days
  • Website: https://www.raveis.com
    /prop/TB8497842/909hartstreet_clearwater_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 2:34:56 AM)
Listing courtesy of LPT Realty   Phone: 877-366-2213

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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909 HART STREET, Clearwater, FL, 33755

$495,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $396,000 $396,000 $396,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $616 $616 $616
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,438 $2,500 $3,288
Total Monthly Payment $3,129 $3,191 $3,979

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.