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Beautifully updated Surrey Crest model located in the desirable Stone Creek of On Top of The World is now available! As soon as you arrive at this residence there is a statement from the outside curb appeal offering a custom driveway, and mature landscaping on the front exterior. Upon walking up to the entry, you will be pleasantly greeted by a large covered porch, perfect for mornings with coffee. When you enter the residence you will find an abundance of natural light flowing from corner to corner, and new luxury vinyl plank throughout the entire home. At the heart of the home, the kitchen offers newer stainless steel appliances with granite countertops and an island for dicing along with 42' inch cabinets with crown molding. An eat in area is shared with the kitchen that allows for a dining room table fitting 6. The large living room provides ample entertaining space for guests to join in as well. The master suite can seamlessly fit a king sized bed set and has an updated ensuite master bathroom. A large, brand new tiled stand up shower in the ensuite compliments the dual sinks and private water closet. Bring all your clothes for the walk-in closet as well! This model offers a spare bedroom at the font of the home along with a den area perfect for an office space or DYI room. One of the greatest compliments to this home is there are custom plantation shutters throughout for keeping the Florida sunlight to your liking. Off of the living room is the Florida room with an oversized 3 door sliding glass entry. Easily made under air or opening up with windows to let the fresh Florida air inside. Back porch features a paver patio with a remote controlled sun setter shade, and gorgeous sun set views in the evenings. Newer big ticket components include 2023 architectural roof, and 2017 newer HVAC. NO CDD HERE! You also own the land. Home comes with irrigation system already in place. With a LOW HOA of $265. 44 you enjoy access to multiple pools, tennis courts, pickleball, miles of walking trails, sidewalks, golf course (additional playing fee), clubhouse, and many more activities! Florida lifestyle living at its finest, come and see it today!
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Our Executive Mortgage Banker:
Our Insurance Division:
$338,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $270,400 | $270,400 | $270,400 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.125% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.424% | 6.628% | 5.933% |
| Monthly Tax Payment | $223 | $223 | $223 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,643 | $1,707 | $2,245 |
| Total Monthly Payment | $1,941 | $2,005 | $2,543 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.