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A rare find in the beloved Narrows Neighborhood! Located a few minutes walk from the Narrows Boat Ramp and Fishing site and the sprawling Waypoyset Preserve, this deceivingly spacious home boasts personality and function with a layout that makes for easy living. The first floor includes an open natural light filled living room featuring a wood burning stove, two bedrooms and two baths. The large eat-in kitchen runs along the back of the home with ample counter space, and a cook prep island flanked by a wall of windows and a set of french doors leading out to the fenced in yard. The south wing of the house includes a mudroom/ storage room with easy access to the backyard, a large entertainment room which also has a wood burning stove, and an additional hobby/guest/office room. The second floor has two more bedrooms with high ceilings and a full bathroom. Lots of private outdoor spaces to enjoy include the wide front porch with hanging daybed, a south facing deck and the backyard pergola dining area all of which are surrounded by mature plantings. There is an attractive custom made carport for one car with additional off street parking in front. A sweet bonus is a small oversize dollhouse complete with electricity perfect for a 'she' or 'he' shed the back of which is an outdoor shower. There are solar panels on the south facing roof. This beloved property has been featured in Boho Style Magazine and Providence Media's Hey Rhody.
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$679,000
William Raveis Real Estate
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William Raveis Mortgage, LLC
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Brianna.Turgeon@raveis.com
NMLS Mortgage Loan Originator ID 2104486
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $543,200 | $543,200 | $543,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.625% | 5.875% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.609% | 6.776% | 6.078% |
| Monthly Tax Payment | $367 | $367 | $367 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $3,345 | $3,478 | $4,547 |
| Total Monthly Payment | $3,804 | $3,937 | $5,006 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.