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Perfectly positioned on a wide canal in prestigious Copiague Harbor, this impeccably updated expanded ranch offers 100 feet of waterfront and an effortless blend of modern design and coastal sophistication. Spanning approximately 2, 200 square feet, the residence unfolds with soaring cathedral ceilings, radiant heated floors, and walls of glass that frame serene water views. The 2019 designer kitchen is appointed with quartz countertops, premium stainless appliances, gas cooking, and a seamless flow into the open-concept living spaces — curated for both intimate evenings and elevated entertaining. The primary suite is a private retreat, featuring tranquil waterfront views and a newly renovated spa bath (2024) with soaking tub, walk-in shower, and refined quartz finishes. Two additional bedrooms and a beautifully updated hall bath complete the thoughtfully designed main level. Outdoors, the property transforms into a private waterfront resort. A heated saltwater pool, expansive decking, pergola with gas grill, and manicured grounds create a true country-club ambiance. The refaced bulkhead and floating dock, complete with water and electric, provide effortless access to the Great South Bay. Additional highlights include a two-car garage, updated roof and mechanicals (2016), Navien on-demand heating system, 200-amp electric, and two-zone central air — delivering both luxury and peace of mind. A rare offering for the discerning waterfront buyer seeking turnkey elegance, boating convenience, and refined coastal living — just moments from marinas, beaches, and parkways. *** This home is in an X flood zone - flood insurance is NOT required ***
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Our Executive Mortgage Banker:
$1,225,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $980,000 | $980,000 | $980,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.250% | 6.000% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.069% | 6.110% | 5.932% |
| Monthly Tax Payment | $1,761 | $1,761 | $1,761 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $5,412 | $5,876 | $8,138 |
| Total Monthly Payment | $7,297 | $7,761 | $10,023 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.