21 Shore Drive W, Copiague, NY, 11726 | $1,225,000

Perfectly positioned on a wide canal in prestigious Copiague Harbor, this impeccably updated expanded ranch offers 100 feet of waterfront and an effortless blend of modern design and coastal sophistication. Spanning approximately 2, 200 square feet, the residence unfolds with soaring cathedral ceilings, radiant heated floors, and walls of glass that frame serene water views. The 2019 designer kitchen is appointed with quartz countertops, premium stainless appliances, gas cooking, and a seamless flow into the open-concept living spaces — curated for both intimate evenings and elevated entertaining. The primary suite is a private retreat, featuring tranquil waterfront views and a newly renovated spa bath (2024) with soaking tub, walk-in shower, and refined quartz finishes. Two additional bedrooms and a beautifully updated hall bath complete the thoughtfully designed main level. Outdoors, the property transforms into a private waterfront resort. A heated saltwater pool, expansive decking, pergola with gas grill, and manicured grounds create a true country-club ambiance. The refaced bulkhead and floating dock, complete with water and electric, provide effortless access to the Great South Bay. Additional highlights include a two-car garage, updated roof and mechanicals (2016), Navien on-demand heating system, 200-amp electric, and two-zone central air — delivering both luxury and peace of mind. A rare offering for the discerning waterfront buyer seeking turnkey elegance, boating convenience, and refined coastal living — just moments from marinas, beaches, and parkways. *** This home is in an X flood zone - flood insurance is NOT required ***

Features

  • Rooms: 10
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Electric Dryer Hookup, Laundry Room, Washer Hookup
  • Style: Exp Ranch
  • Year Built: 1976
  • Garage: 2-car
  • Heating: Baseboard, Hot Water, Natural Gas, Radiant, Radiant Floor
  • Cooling: Central Air
  • Basement: None
  • Approx Sq. Feet: 2,220
  • Acreage: 0.29
  • Est. Taxes: $21,126
  • Lot Desc: Back Yard, Front Yard, Landscaped, Level, Private, Sprinklers In Front, Sprinklers In Rear, Views, Waterfront
  • View: Water
  • Water Front: Yes
  • Elem. School: Deauville Gardens West Elementary
  • Middle School: Copiague Middle School
  • High School: Walter G O'Connell Copiague High Sch
  • School District: Copiague
  • Pool: Fenced, In Ground, Outdoor Pool, Pool Cover, Salt Water, Vinyl
  • Appliances: Dishwasher, Dryer, Freezer, Gas Cooktop, Microwave, Oven, Refrigerator, Stainless Steel Appliance(s), Tankless Water Heater, Washer
  • MLS#: 987827
  • Days on Market: 14 days
  • Website: https://www.raveis.com
    /eprop/987827/21shoredrivew_copiague_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.Listing courtesy of Compass Greater NY LLC   Phone: 631-629-7719

William Raveis Family of Services

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Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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21 Shore Drive W, Copiague, NY, 11726

$1,225,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $980,000 $980,000 $980,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.250% 6.000% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.069% 6.110% 5.932%
Monthly Tax Payment $1,761 $1,761 $1,761
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,412 $5,876 $8,138
Total Monthly Payment $7,297 $7,761 $10,023

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.