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From the moment you arrive, the curb appeal, mature professional landscaping, and inviting setting make a strong first impression at this versatile Hamden home with FULL INLAW. Hardwood floors, fireplace, and an easy flow between the living and dining areas create a warm main level. Entire home freshly painted. Kitchen with quartz counters, tiled backsplash, new appliances. Primary suite adds a fresh feel with newly installed carpet, full bath, two closets including a walk in. Three additional bedrooms on the main level offer flexibility for guests, work from home needs, or everyday living. The lower level expands the possibilities with a family room, laundry, half bath, additional office or bedroom space, a second kitchen for entertaining, and sliders to a 3 season porch overlooking the park like backyard with patio, shed, and raised garden beds. A separate in law style living area with its own entrance, kitchen, living room, bedroom, full bath, and stackable washer and dryer adds even more options for extended living or guest space. Major updates include the roof, solar, and furnace in 2019, plus hot water heater in 2018, and recent cosmetic improvements including new primary bedroom carpet, updated lighting, painting, staging, and apartment refresh work. Enjoy the convenience of central air with 3 zones, irrigation. Electric bills with solar are around $130/month instead of $400/month previously prior to solar. (Owner owns a solar company, so great rates!)
| Type | Level |
|---|---|
| Bedroom 1 | Main |
| Bedroom 2 | Main |
| Bedroom 3 | Main |
| Bedroom 4 | Lower |
| Bedroom 5 | Lower |
| Dining Room | Main |
| Kitchen | Main |
| Living Room | Main |
| Primary Bedroom | Main |
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
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$465,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $372,000 | $372,000 | $372,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.125% | 5.375% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.275% | 6.284% | 5.595% |
| Monthly Tax Payment | $1,129 | $1,129 | $1,129 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $2,171 | $2,260 | $3,015 |
| Total Monthly Payment | $3,375 | $3,464 | $4,219 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.