8220 112TH STREET, #109, Seminole, FL, 33772 | $69,999

Priced to sell! This 2-bedroom, 1-bath ground-floor unit in the desirable Seminole Gardens community offers incredible potential and is ready for a full renovation, perfect for a winter retreat or year-round residence. Ideally located close to the laundry room, this unit features a functional layout with ceiling fans throughout, ample storage in the galley kitchen, and a spacious enclosed rear porch overlooking the canal, providing a peaceful setting to relax or unwind. The unit requires new flooring throughout along with additional updates, giving you the opportunity to design and customize the space to your own taste. Enjoy the convenience of being just minutes from Seminole City Center for shopping, dining, and entertainment, as well as only 4 miles to Redington Beach and minutes to some of Florida's best beaches!! This vibrant 55+ community offers a wide range of amenities including a heated pool and spa, recreation center, billiards, shuffleboard, and a variety of planned social activities such as bingo, card games, exercise, and dance classes. Residents also benefit from a free shuttle service operating five days a week to local shopping and essentials. With easy access to two major airports, this location is ideal for seasonal or full-time living. Please note: This is a 55+ co-op community with association approval required and a two-year ownership period prior to leasing. Don’t miss this opportunity to create your own space in a well-maintained and amenity-rich community!

Features

  • Heating: None
  • Cooling: None
  • Levels: 2
  • Rooms: 6
  • Bedrooms: 2
  • Baths: 1 full
  • Laundry: Same Floor As Condo Unit
  • Complex: SEMINOLE GARDEN APTS CO-OP
  • Year Built: 1967
  • Common Charge: $853 Monthly
  • Approx Sq. Feet: 874
  • Acreage: 0.19
  • Est. Taxes: $1,260
  • View: Water
  • Adult Communities: Yes
  • Pet Policy: No
  • Appliances: None
  • MLS#: TB8500984
  • Days on Market: 30 days
  • Website: https://www.raveis.com
    /prop/TB8500984/8220112thstreet_seminole_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/26/2026 12:21:35 AM)
Listing courtesy of Dalton Wade Inc   Phone: 888-668-8283

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

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8220 112TH STREET, #109, Seminole, FL, 33772

$69,999

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $55,999 $55,999 $55,999
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $105 $105 $105
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $345 $354 $465
Total Monthly Payment $525 $534 $645

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.