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Experience luxury coastal living at its finest on Yacht Club Island in New Smyrna Beach, the areas only coveted gated waterfront community. Perfectly positioned along the Intracoastal, this beautifully renovated residence at 1214 Commodore offers an unparalleled blend of elegance, comfort, and the ultimate Florida lifestyle—where every day feels like a getaway. Designed for both everyday living and elevated entertaining, the home showcases a light-filled open floor plan with sweeping water views and seamless indoor-outdoor flow. The main living area is truly the heart of the home, featuring expansive living and dining spaces anchored by a sleek electric fireplace that creates a warm, modern focal point without taking away from the stunning waterfront backdrop. The chef’s kitchen is equally impressive, centered around a large island ideal for gathering, and outfitted with Cambria quartz countertops, custom cabinetry, includes a commercial True brand refrigerator, and premium natural gas Viking appliances. A separate freezer in butler’s pantry enhances both functionality and style, making hosting effortless. The grand first-floor primary suite is designed as a private retreat, offering generous space, abundant natural light, and serene Intracoastal water views. The spa-inspired primary bathroom has been beautifully updated with high-end finishes, complemented by two custom-designed walk-in closets offering both luxury and organization. Upstairs, an additional living space provides incredible versatility—perfect as a media room, game room, or relaxed lounge—along with three spacious bedrooms that offer comfort and privacy for family and guests. Step outside to a true backyard oasis designed for year-round enjoyment. The resort-style saltwater pool is surrounded by lush, low-maintenance turf and thoughtfully designed entertaining spaces. The outdoor kitchen with retractable screens allows for effortless hosting in any season, while the fire feature creates the perfect ambiance for evenings by the water. The screened lanai offers a peaceful place to unwind and take in the breathtaking Intracoastal views. For boating enthusiasts, the private dock is exceptionally well-equipped, featuring both a 10, 000 lb. and 30, 000 lb. boat lift along with a floating dock—providing ultimate flexibility for multiple vessels and easy access to the water. Whether it’s a morning cruise, a day at the sandbar, or sunset on the Intracoastal, this home is built for life on the water. Additional premium features include a whole-house generator, climate-controlled garage with epoxy flooring, new flooring throughout, plantation shutters, and fresh interior and exterior paint. Located on Yacht Club Island, this exceptional waterfront property embodies luxury living in New Smyrna Beach—where coastal elegance meets a laid-back yet refined lifestyle.
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Our Executive Mortgage Banker:
Our Insurance Division:
$5,499,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $4,399,200 | $4,399,200 | $4,399,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.750% | 6.000% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.251% | 6.086% | 6.183% |
| Monthly Tax Payment | $3,208 | $3,208 | $3,208 |
| H/O Insurance Payment | $125 | $125 | $125 |
| Initial Principal & Interest Pmt | $25,673 | $26,375 | $37,123 |
| Total Monthly Payment | $29,006 | $29,708 | $40,456 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change. The Total Monthly Payment does not include the estimated HOA/Common Charge payment.