16 Ursular Court, Smithtown, NY, 11787 | $899,000
Step inside this Beautiful & Spacious 4 Bedroom, 3 Full Bath Farm Ranch! This home features a beautiful open floor plan with an Updated EIK with Granite Countertops & Center Island, Spacious Great Room with Tons of Natural light pouring in , Formal dining room, Recently Updated Bathrooms including a Main Floor Full Bath w/ Radiant Heated Floors, 1st floor primary bedroom and additional bedroom/office space and access to your 1. 5 car attached garage w/ custom oversized 8ft high door. . . . Upstairs you will find 2 additional spacious bedrooms, full hall bathroom and walkup attic space with split AC/Heat unit (ready to convert to additional living space) The lower level offers ample storage, Laundry area, large recreation room w/ kitchenette and 5th bedroom. . . . Additional features include. . . Hardwood Floors Throughout, Natural Gas Heat (4 Zones), Ductless AC (2024 Condenser), 50-Gal Natural Gas Hot Water Heater (2024), 200 Amp Electric w/ Generator Hookup, 8-Camera Outdoor Security System, Anderson Windows, Vinyl shakes, Roof (2001 - 1 Layer) & IGS (9 Zones)! All this & more. . . A true entertainer's delight, set on a half-acre of beautiful parklike property in gorgeous neighborhood of North Smithtown and just steps away from 50+ acres of beautiful trails at the Sweetbriar Nature Center!
Features
- Rooms: 8
- Bedrooms: 4
- Baths: 3 full
- Laundry: In Basement
- Style: Farmhouse
- Year Built: 1955
- Garage: 1.5-car
- Heating: Natural Gas, Radiant Floor
- Cooling: Ductless
- Basement: Full, Partially Finished, Storage Space
- Approx Sq. Feet: 2,074
- Acreage: 0.54
- Est. Taxes: $14,963
- Lot Desc: Back Yard, Cleared, Landscaped, Level, Near Golf Course, Near Public Transit, Private, Sprinklers In Front, Sprinklers In Rear
- Elem. School: Accompsett Elementary School
- Middle School: Accompsett Middle School
- High School: Smithtown High School-West
- School District: Smithtown
- Appliances: Convection Oven, Dishwasher, Dryer, Exhaust Fan, Gas Oven, Gas Range, Microwave, Refrigerator, Stainless Steel Appliance(s), Washer, Gas Water Heater, Wine Refrigerator
- MLS#: 975582
- Days on Market: 5 days
- Website: https://www.raveis.com
/prop/975582/16ursularcourt_smithtown_ny?source=qrflyer
William Raveis Family of Services
Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.
Customer Service
888.699.8876
Contact@raveis.com
Our family of companies offer our clients a new level of full-service real estate. We shall:
- Market your home to realize a quick sale at the best possible price
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- Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
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- Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology
To learn more about our credentials, visit raveis.com today.
Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC
NMLS Mortgage Loan Originator ID 81725
203.980.8025
Frank.Kolb@raveis.com
Our Executive Mortgage Banker:
- Is available to meet with you in our office, your home or office, evenings or weekends
- Offers you pre-approval in minutes!
- Provides a guaranteed closing date that meets your needs
- Has access to hundreds of loan programs, all at competitive rates
- Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction
16 Ursular Court, Smithtown, NY, 11787
$899,000
Customer Service
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Frank Kolb
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
|
5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
|
|---|---|---|---|
| Loan Amount | $719,200 | $719,200 | $719,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.125% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.259% | 6.183% |
| Monthly Tax Payment | $1,247 | $1,247 | $1,247 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,084 | $4,370 | $6,069 |
| Total Monthly Payment | $5,423 | $5,709 | $7,408 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.
William Raveis Mortgage, LLC, NMLS ID 2630, 7 Trap Falls Road, Shelton, CT 06484
NY Licensed Mortgage Banker-NYS Banking Department LMBC 106535