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1 Frost Street — where opportunity and charm meet. Located in the Upper Mill area of Pelzer, this home offers character, space, and the chance to create something truly your own. Situated on nearly an acre just a short distance from the banks of the Saluda River and nearby kayak access, this property provides room to grow — both inside and out. Original fireplaces add warmth and personality to the living and dining areas, complemented by touches of beadboard and shiplap throughout. For a mill house of this era, the closet space may pleasantly surprise you. The main bedroom even features an oversized bench with built-in storage — perfect for cozy mornings with a cup of coffee and a good book. The kitchen provides comfortable working space and has room for your own updates and personal style over time. Recent cosmetic updates include new carpet and paint to give a fresh feel throughout the home. Outside, the expansive yard offers endless possibilities — from garden beds to backyard gatherings. The additional lot provides even more space to stretch out and design the outdoor setting you’ve been dreaming about. For added peace of mind, with an acceptable agreement, the home will receive a new roof prior to closing.
| Type | Dimensions | Level |
|---|---|---|
| Bedroom2 | 6X11 | Main |
| Bedroom3 | 13X13 | Main |
| DiningRoom | 16X15 | Main |
| Kitchen | 16X8 | Main |
| Laundry | 13X5 | Main |
| LivingRoom | 12X15 | Main |
| PrimaryBedroom | 13X10 | Main |
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Our Executive Mortgage Banker:
$219,900
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
RVP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 917.838.7300
Melissa.Cohn@raveis.com
NMLS Mortgage Loan Originator ID 16953
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $175,920 | $175,920 | $175,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.625% | 6.625% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.133% | 6.739% | 5.952% |
| Monthly Tax Payment | $115 | $115 | $115 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,013 | $1,126 | $1,461 |
| Total Monthly Payment | $1,203 | $1,316 | $1,651 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.