7985 SW 138TH STREET, Ocala, FL, 34473 | $290,000

Under contract-accepting backup offers. “Welcome to an exceptional opportunity to own a beautifully crafted home that combines quality construction, thoughtful design, and incredible value. From the moment you step through the front door, you are welcomed into a bright, open, and inviting space where natural light flows effortlessly and high ceilings create an airy, expansive feel.

The heart of the home features a modern kitchen with stone countertops, stainless steel appliances, and a spacious island perfect for gathering and entertaining. Every detail has been carefully considered to create a space that feels both functional and refined.

The primary suite offers a true retreat, complete with an elevated soaking tub and a spectacular walk-in shower designed like a showroom, featuring dual shower heads for a spa-like experience.

Additional highlights include ceramic tile flooring in the main living areas, Kitchen and bathrooms with Quartz comfortable bedrooms, and a garage with a professionally finished epoxy floor enhanced with decorative flakes, adding both durability and style.

Built with solid concrete block construction and designed for modern living, this home stands out as a well-executed, light-filled, and beautifully finished property. Located on a desirable corner lot with convenient access to major roads, shopping, and dining, this is a rare opportunity you don’t want to miss. ”

Features

  • Rooms: 8
  • Bedrooms: 3
  • Baths: 2 full
  • Laundry: Laundry Room
  • Year Built: 2026
  • Garage: 2-car
  • Heating: Central, Electric
  • Cooling: Central Air
  • Approx Sq. Feet: 1,529
  • Acreage: 0.29
  • Est. Taxes: $303
  • Appliances: Convection Oven, Dishwasher, Electric Water Heater, Microwave, Refrigerator
  • MLS#: O6401641
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /prop/O6401641/7985sw138thstreet_ocala_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/22/2026 11:55:35 PM)
Listing courtesy of ALVES AND HOWELL REALTY   Phone: 407-750-2171

William Raveis Family of Services

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Contact@raveis.com

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

Pedro DelgadilloInsurance Sales Director, William Raveis Insurance

305.922.5393

Pedro.Delgadillo@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
  • Partners with major insurance companies including Chubb, Kemper Unitrin, The Hartford, Progressive,
    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

7985 SW 138TH STREET, Ocala, FL, 34473

$290,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $232,000 $232,000 $232,000
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment $25 $25 $25
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,428 $1,465 $1,927
Total Monthly Payment $1,528 $1,565 $2,027

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.