3607 10TH LN W, Palmetto, FL, 34221 | $419,900

Welcome to 3607 10th Ln W, Palmetto, FL 34221—a rare end-unit waterfront home on the Manatee River offering tropical views, generous space, stylish updates, and one of the most desirable locations in the community. Positioned on the sought-after west end, this beautifully updated residence enjoys a quieter setting, direct water views, added privacy, and bright natural light from extra end-unit windows. Opportunities with this combination of location, layout, and upgrades are hard to find.

Built with elevated block construction, this spacious home features 4 bedrooms, 3. 5 bathrooms, and two ensuite bedrooms, creating a flexible floor plan with room to spread out. A split bedroom layout adds privacy, while the downstairs ensuite with private entrance works well as a guest suite, home office, gym, in-law suite, or bonus living space.

Inside, you’ll find updated porcelain tile throughout the main living area and downstairs, soaring 9-foot ceilings, updated lighting, plantation shutters and a bright open feel. The updated kitchen is both stylish and functional, featuring quality cabinetry, granite countertops, generous storage, and plenty of workspace for cooking and entertaining. A whole-house water filtration system adds another valuable upgrade.

The spacious primary suite offers a relaxing retreat with dual walk-in closets and an updated bath featuring a double vanity and walk-in shower. The upstairs laundry area, located just outside the primary bedroom, adds everyday convenience.

A standout feature is the private elevator, making movement between levels easy while adding comfort and convenience.

Outdoor living is a true highlight. Enjoy direct Manatee River views, passing boats, and beautiful Florida sunset skies from balconies on the second and third floors, plus an open ground-level patio area perfect for relaxing or entertaining.

Additional features include a 2021 roof, private driveway, and a spacious 2-car garage with extra storage for bikes, kayaks, tools, or beach gear.

This pet-friendly community has no dog weight restrictions and offers a community pool and kayak launch. Marina slips may be available for purchase (subject to availability), and nearby guest parking adds convenience for visitors.

The low HOA fee includes lawn care, landscaping, water, sewer, trash service, and exterior building painting. There are also no CDD fees, helping keep ownership costs lower. A 3-month minimum rental policy offers added flexibility.

Enjoy close access to the Bradenton Yacht Club, pickleball courts, shopping, dining, Snead Island, and Emerson Point Preserve, known for scenic walking trails, kayaking, wildlife, and beautiful coastal views. You’re also just a short drive to Gulf beaches, I-75, I-275, and nearby airports.

If you are looking for a Palmetto FL waterfront home for sale with river views, sunset views, an elevator, low HOA fees, and extensive updates, this is a must-see opportunity. Schedule your private showing today.

Features

  • Rooms: 9
  • Bedrooms: 4
  • Baths: 3 full / 1 half
  • Laundry: Inside, Laundry Room, Upper Level
  • Year Built: 2005
  • Garage: 2-car Driveway, Garage Door Opener, Guest, Off Street
  • Heating: Electric, Heat Pump
  • Cooling: Central Air
  • Approx Sq. Feet: 2,604
  • Acreage: 0.06
  • Est. Taxes: $4,112
  • HOA Fee: $426 Monthly
  • Lot Desc: Near Golf Course, Near Marina, Sidewalk
  • View: Trees/Woods, Water
  • Elem. School: Palmetto Elementary-MN
  • Middle School: Buffalo Creek Middle
  • High School: Palmetto High
  • Pet Policy: Cats OK, Dogs OK, Yes
  • Appliances: Dishwasher, Disposal, Dryer, Electric Water Heater, Microwave, Range, Washer
  • MLS#: A4691074
  • Days on Market: 20 days
  • Website: https://www.raveis.com
    /prop/A4691074/360710thlnw_palmetto_fl?source=qrflyer
This information is deemed reliable, but not guaranteed. The data relating to real estate displayed on this Site comes in part from the IDX Program of MFRMLS (My Florida Regional MLS DBA Stellar MLS). The information being provided is for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. (last updated 5/16/2026 2:40:08 AM)
Listing courtesy of MARCUS & COMPANY REALTY   Phone: 941-932-8550

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

3607 10TH LN W, Palmetto, FL, 34221

$419,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $335,920 $335,920 $335,920
Term 360 months 360 months 180 months
Initial Interest Rate** 5.625% 6.625% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.133% 6.739% 5.952%
Monthly Tax Payment $343 $343 $343
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $1,934 $2,151 $2,790
Total Monthly Payment $2,352 $2,569 $3,208

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.