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Welcome Home to this beautifully expanded and updated Cape Cod Contemporary home in desirable South Ridgefield! Located on a quiet cul-de-sac just minutes to the center of town, the property was expanded in 2017 and features myriad upgrades, including a newer septic tank, interior/exterior painting and stone detailing, a treehouse, a family room and bed/bath addition, Nest, increased storage, and more! The level yard is lush and surrounded by mature trees, while the front covered porch is the perfect place to relax and enjoy a morning or evening beverage. Inside, hardwood floors flow through the public spaces and there is plenty of natural light. The living room features a fireplace and is open to the dining room. The kitchen includes stainless steel appliances, granite counters and cherry cabinets. The magnificent great room wows with a vaulted ceiling and glass sliders to the relaxing patio just outside. It also offers a staircase to the private primary suite complete with a vaulted bedroom and a beautiful full bathroom. Rounding out the main level are two additional large bedrooms each with their own bath, plus a den. The spacious, cathedral-ceiling family room also offers easy access to the outside. Whimsical and fun, a treehouse on the property is a treat and the level lawn offers plenty of room for play or to design your ultimate garden. Close to everything Ridgefield has to offer and in a fantastic commute location, this property cannot be missed! Welcome Home!
| Type | Description | Dimensions | Level |
|---|---|---|---|
| Bedroom 1 | Full Bath,Wall/Wall Carpet | 11.5 x 16.1 | Main |
| Bedroom 2 | Full Bath,Wall/Wall Carpet | 10.4 x 14.5 | Main |
| Den | Wall/Wall Carpet | 9.5 x 11.3 | Main |
| Dining Room | Hardwood Floor | 10.0 x 13.0 | Main |
| Family Room | Cathedral Ceiling,Vaulted Ceiling,Wall/Wall Carpet | 15.5 x 18.0 | Main |
| Great Room | Vaulted Ceiling,Ceiling Fan,Hardwood Floor | 15.6 x 20.4 | Main |
| Kitchen | Granite Counters,Tile Floor | 7.6 x 12.7 | Main |
| Living Room | Fireplace,Hardwood Floor | 13.1 x 18.4 | Main |
| Primary BR Suite | Full Bath,Walk-In Closet,Hardwood Floor | 15.9 x 17.1 | Upper |
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NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Jumbo* |
30 Year Fixed-Rate Jumbo |
15 Year Fixed-Rate Jumbo |
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|---|---|---|---|
| Loan Amount | $756,000 | $756,000 | $756,000 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.500% | 6.250% | 6.000% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.165% | 6.361% | 6.183% |
| Monthly Tax Payment | $1,168 | $1,168 | $1,168 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $4,292 | $4,655 | $6,380 |
| Total Monthly Payment | $5,552 | $5,915 | $7,640 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.