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Welcome to this charming 3 bed, 2. 5 bath Dutch Colonial nestled in a desirable cul-de-sac neighborhood. This home is truly move-in ready. The main level offers a spacious, open floor plan with tons of natural light throughout. A front-to-back living room features large windows, a fireplace, and hardwood floors. The dining room is ideal for gatherings and connects effortlessly to the kitchen, complete with stainless steel appliances, ample cabinetry, and a center island. Just off the kitchen are two fantistic bonus rooms. The great room is very large with vaulted ceilings and direct access to deck and patio overlooking the backyard. The first floor also includes a convenient laundry area and a half bath. The second floor includes a primary bedroom with a spa-like en suite bathroom, along with two additional bedrooms and a full bath. Hardwood floors throughout this floor. The full walk-out lower level can be finished for additional living space. With a few finishing touches, the backyard can become a true oasis, featuring a fully fenced yard, deck, bluestone patio, stone steps leading to the inground pool, and a pool house. To top it all off - the entire septic system is NEW! This house is a must see!!
| Type | Description | Level |
|---|---|---|
| Bedroom 1 | Hardwood Floor | Upper |
| Bedroom 2 | Hardwood Floor | Upper |
| Dining Room | Hardwood Floor | Main |
| Eat-In Kitchen | Remodeled,Granite Counters,Island | Main |
| Great Room | Vaulted Ceiling,Composite Floor | Main |
| Living Room | Fireplace,Hardwood Floor | Main |
| Primary BR Suite | Remodeled,Full Bath,Hardwood Floor | Upper |
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William Raveis Real Estate
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William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $423,920 | $423,920 | $423,920 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 6.250% | 6.490% | 5.750% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.474% | 6.640% | 5.972% |
| Monthly Tax Payment | $711 | $711 | $711 |
| H/O Insurance Payment | $92 | $92 | $92 |
| Initial Principal & Interest Pmt | $2,610 | $2,677 | $3,520 |
| Total Monthly Payment | $3,413 | $3,480 | $4,323 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.