85 Orchard Hill Road, Carmel, NY, 10512 | $1,295,000

A rare offering of privacy, craftsmanship, and resort-style living, this custom-built residence was designed and constructed by its current owner—a master architect who created the home for his own family. Every detail reflects thoughtful design, blending elegance, functionality, and enduring quality into a one-of-a-kind property. Privately set at the end of a quiet cul-de-sac with no through traffic, the home sits on 1. 68 acres of landscaped grounds. A long, winding driveway passes dramatic natural rock outcroppings, creating a striking approach. Meticulously maintained and finished to high standards, the residence offers exceptional tranquility while delivering modern luxury. Car enthusiasts will appreciate the attached three-car garage with a lift and 14-foot ceilings, along with a detached two-car garage featuring an attic loft designed for future recreational or living space—allowing for up to six vehicles. Andersen French doors (a $25, 000 upgrade) open to a newly installed Trex deck with under-cover protection overlooking the patio below. The finished walk-out lower level features a full bathroom, home theatre, full wet bar, and Murphy bed, with direct access to the pool area. The wet bar offers potential to convert to a full kitchen with proper town approvals, ideal for extended living. A fully integrated audio system provides surround sound throughout. The outdoor space includes a 20x40 heated in-ground pool, pool house, pavilion, and a fully equipped outdoor kitchen with an Italian-made grill, wood-burning pizza oven, and utility sink with hot and cold water. Mechanical upgrades include a newly installed heating system, 3-zone central air, 4-zone hot water heating, and a hot water circulating system for instant hot water. A multi-zone WiFi system ensures connectivity throughout. Additional features include Carrier AC compressors, water softener, retractable awnings, a 50-year GAF roof (2025), and a full in-ground sprinkler system. Safety features include a hardwired surveillance system, central security and fire alarm, carbon monoxide detection, new fiberglass oil tanks (2024), and an automatic whole-house LP generator. The chef’s kitchen features a Thermador 6-burner gas cooktop, double wall oven, KitchenAid French door refrigerator with three drawers, and a three-drawer dishwasher. A two-sided gas fireplace connects the kitchen and family room. The first floor includes a sunroom with two additional rooms and a full bathroom—ideal for an in-law suite, guest space, or office. Additional highlights include direct garage access to the laundry room, two entry walk-in closets, a spacious primary suite with two walk-in closets, and a princess suite with its own walk-in closet. Walk-in attic spaces on both sides—accessed from the primary bedroom and princess suite—are currently used for storage and offer potential to be finished for additional living space. Additional features include a storage shed. Located within the Carmel Post Office and Mahopac School District. Including the finished lower level, the home offers approximately 5, 381 square feet. Taxes: Town/County $7, 133. 68; School $18, 125. 64; Total $25, 259. 32. STAR savings of $861 reduces total to $24, 398. 32. This is more than a home—it is a private retreat where luxury, comfort, and thoughtful design come together.

Features

  • Rooms: 15
  • Bedrooms: 4
  • Baths: 5 full
  • Style: Colonial
  • Year Built: 1997
  • Garage: 6-car
  • Heating: Hot Air
  • Cooling: Central Air
  • Basement: Finished, Full, Walk-Out Access
  • Approx Sq. Feet: 5,381
  • Acreage: 1.68
  • Est. Taxes: $25,259
  • Elem. School: Fulmar Road Elementary School
  • Middle School: Mahopac Middle School
  • High School: Mahopac High School
  • School District: Mahopac
  • Pool: Yes
  • Appliances: Convection Oven, Cooktop, Dishwasher, Electric Oven, Exhaust Fan, Freezer, Gas Cooktop, Microwave, Refrigerator, Stainless Steel Appliance(s), Oil Water Heater, Water Softener Owned
  • MLS#: 982449
  • Days on Market: 11 days
  • Website: https://www.raveis.com
    /eprop/982449/85orchardhillroad_carmel_ny?source=qrflyer
Listing information has been assembled from various sources of varying degrees of reliability. Any information critical to the buying decision should be independently verified.

William Raveis Family of Services

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Melissa CohnRVP, Mortgage Banker, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 16953

917.838.7300

Melissa.Cohn@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
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  • Has access to hundreds of loan programs, all at competitive rates
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Joseph HartleyInsurance Sales Director, William Raveis Insurance

954.729.6530

Joseph.Hartley@raveis.com

Our Insurance Division:

  • Will Provide a home insurance quote within 24 hours
  • Offers full-service coverage such as Homeowner's, Auto, Life, Renter's, Flood and Valuable Items
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    Encompass, Travelers, Fireman's Fund, Middleoak Mutual, One Beacon and American Reliable

85 Orchard Hill Road, Carmel, NY, 10512

$1,295,000

The Prud'homme Team

Sales Associates

William Raveis Real Estate

Phone: 843.341.5660

ThePrudhommeTeam@raveis.com

Melissa Cohn

RVP, Mortgage Banker

William Raveis Mortgage, LLC

Phone: 917.838.7300

Melissa.Cohn@raveis.com

NMLS Mortgage Loan Originator ID 16953

5/6 (30 Yr)
Adjustable Rate Jumbo*
30 Year
Fixed-Rate Jumbo
15 Year
Fixed-Rate Jumbo
Loan Amount $1,036,000 $1,036,000 $1,036,000
Term 360 months 360 months 180 months
Initial Interest Rate** 5.375% 6.125% 5.875%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.117% 6.247% 6.058%
Monthly Tax Payment $2,105 $2,105 $2,105
H/O Insurance Payment $125 $125 $125
Initial Principal & Interest Pmt $5,801 $6,295 $8,673
Total Monthly Payment $8,031 $8,525 $10,903

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.