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This beloved 2-bedroom home with hardwood floors throughout offers a practical layout with a second-level flex space that can easily serve as a guest area, home office, or creative nook. A full lower basement adds valuable storage and features an egress door providing direct access to the backyard with the meandering Beaver Kill Creek in the distance. The home is ready for its next chapter and presents a great opportunity for updates and improvements--ideal for buyers looking to tailor a space to their own style while benefiting from a well-built structure.
The oversized 27' x 40' four-car garage is a standout feature, equipped with high ceilings, concrete floor, 200 amp electric service, a drainage system and a full second-story level with a blank canvas of over 1000sf, offering exceptional flexibility for storage or future expansion. A solar panel system installed adds a valuable efficiency component to this versatile building. Built by a well-regarded local craftsman known for precision and quality construction, the sizeable garage reflects solid workmanship.
Conveniently situated between the Villages of Saugerties and Woodstock, the property presents an excellent opportunity for buyers to enhance a well-built home while fully utilizing the expansive garage space for a wide range of needs.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
$379,000
William Raveis Real Estate
Phone: 888.699.8876
Contact@raveis.com
Senior Vice President - Coaching & Strategic
William Raveis Mortgage, LLC
Phone: 203.980.8025
Frank.Kolb@raveis.com
NMLS Mortgage Loan Originator ID 81725
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
|
|---|---|---|---|
| Loan Amount | $303,200 | $303,200 | $303,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $593 | $593 | $593 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,816 | $1,892 | $2,476 |
| Total Monthly Payment | $2,483 | $2,559 | $3,143 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.