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Presented by
Daniel Kolich |
Move right into this beautifully updated ranch--everything has already been done for you! Featuring a new roof, new windows, refinished floors, and a brand-new double-size shed, this home offers effortless, turnkey living.
Enjoy the convenience of an ideal location just a short walk to the gym, shops, and a local diner. The neighborhood is perfect for biking, and a nearby nature preserve adds even more outdoor appeal.
Step inside to a spacious living room where a gas fireplace creates an inviting focal point the moment you enter. The open dining area flows seamlessly into the galley kitchen, making everyday living and entertaining easy. Direct access to the garage adds extra convenience--especially when bringing in groceries or avoiding bad weather.
Relax in the charming screened-in porch or unwind on the large adjoining deck. The yard is attractively sized--easy to maintain while still offering space to enjoy--and is nearly fully fenced, making it great for pets.
Additional storage is plentiful with the new shed and a full basement featuring high ceilings and interior access.
The home offers two generously sized bedrooms--each large enough to accommodate a king-size bed or twin setups--along with a well-appointed full bathroom.
This home is great for the snow birds or full time living.
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
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Our Executive Mortgage Banker:
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$389,000
Sales Associate
William Raveis Real Estate
Phone: 203.667.2467
Daniel.Kolich@raveis.com
VP, Mortgage Banker
William Raveis Mortgage, LLC
Phone: 203.952.8600
Joseph.Mollica@raveis.com
NMLS Mortgage Loan Originator ID 130058
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5/6 (30 Yr) Adjustable Rate Conforming* |
30 Year Fixed-Rate Conforming |
15 Year Fixed-Rate Conforming |
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|---|---|---|---|
| Loan Amount | $311,200 | $311,200 | $311,200 |
| Term | 360 months | 360 months | 180 months |
| Initial Interest Rate** | 5.990% | 6.375% | 5.490% |
| Interest Rate based on Index + Margin | 8.125% | ||
| Annual Percentage Rate | 6.370% | 6.524% | 5.730% |
| Monthly Tax Payment | $522 | $522 | $522 |
| H/O Insurance Payment | $75 | $75 | $75 |
| Initial Principal & Interest Pmt | $1,864 | $1,941 | $2,541 |
| Total Monthly Payment | $2,461 | $2,538 | $3,138 |
* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.
** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.
The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.