7202 Route 28, Shandaken, NY, 12480 | $499,000

CATSKILLS FINEST WITH NEW ACCESSORY BUILDING
VINTAGE country home, totally updated. It's located on a grassy landscaped acre in the heart of the Catskill Mountains. The fully insulated house has HIGH ceilings, 3 BRs, 2 BAs, large Foyer, Open Floor Plan, stunning COBBLESTONE fireplace, and a great cast iron clawfoot soaking tub that leads to the main BR and rear balcony for summertime stargazing. The wrap around porch is perfect for morning coffee, cocktails on a warm evening or just plain hanging out. The large dining room opens to a bluestone patio/garden surrounded by a huge work of art stone wall. The mechanicals are all totally up to date: 200A electric panel, hot water baseboard heat, high end propane heating boiler, stainless steel indirect HW heater and whole house Briggs and Stratton backup generator. Recently added were mini-splits that cover the entire house with air conditioning and heat. To top it off there is a Brand New TOTALLY PRIVATE studio to finish with YOUR OWN imagination: yoga studio, art studio or music studio. Minutes to Phoenicia, Woodstock, Belleayre Beach/Ski Resort, Hunter Mountain Ski Resort and the Arkville Rec Center/Pool. Great opportunity to escape the urban/suburban world in the magnificent Catskill Mountains SO CLOSE to the NY Metro Area.

Features

  • Bedrooms: 3
  • Baths: 2 full
  • Lot Size: 1 Acre
  • Laundry: Main Level
  • Style: Farmhouse
  • Year Built: 1880
  • Heating: Baseboard, Central, Hot Water, Propane, Radiant, Zoned
  • Cooling: Heat Pump, Zoned
  • Basement: Crawl Space, Interior Entry, Partial
  • Acreage: 1
  • Lot Size: 1 Acre
  • Est. Taxes: $4,443
  • Lot Desc: Gentle Sloping, Sloped
  • View: Mountain(s)
  • School District: Onteora
  • Appliances: Dryer, Dishwasher, Microwave, Range, Refrigerator, Range Hood, Washer
  • MLS#: 20261720
  • Days on Market: 28 days
  • Website: https://www.raveis.com
    /prop/20261720/7202route28_shandaken_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Ruth Gale Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

7202 Route 28, Shandaken, NY, 12480

$499,000

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $399,200 $399,200 $399,200
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.500% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.375% 6.638% 5.972%
Monthly Tax Payment $370 $370 $370
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $2,458 $2,523 $3,315
Total Monthly Payment $2,903 $2,968 $3,760

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.