109 Appalachian Drive, Athens, NY, 12015 | $99,900

Discover Your Dream Retreat on Sleepy Hollow Lake! Embrace the serene beauty of nature with this stunning . 35-acre Waterfront lot! Nestled along the picturesque shores of Sleepy Hollow Lake, this property offers 75 feet of prime water frontage, where you can indulge in breathtaking water views and create your own personal oasis. Imagine waking up to the soothing sounds of nature, stepping out onto your property with the gentle breeze of the lake in the air. This lot provides ample space for a private dock, perfect for fishing, boating, or simply basking in the sun while enjoying the tranquil waters. The vibrant community surrounding Sleepy Hollow Lake is packed with amenities designed to enhance your lifestyle. Enjoy peace of mind with security, and take advantage of recreational facilities including basketball courts, tennis courts, and a welcoming clubhouse. Spend your weekends lounging on the community beach or exploring the marina, where you can launch your boat and embark on thrilling adventures . Don't miss this rare opportunity to own a slice of paradise on Sleepy Hollow Lake. Whether you envision building your dream home or a cozy getaway, this lot is the perfect canvas for your future. Seize the chance to create lasting memories in a community that truly has it all! Schedule a showing today and start your journey to lakefront living!

Features

  • Amenities: Boating, Basketball Court, Boat Dock, Beach Rights, Clubhouse, Dog Park, Marina, Powered Boats Allowed, Playground, Pool, RV/Boat Storage, RV Parking, Security, Tennis Court(s)
  • Zoning: res
  • Lot Size: .35 Acre
  • HOA Fee: $2,380 Annually
  • Lot Desc: Secluded, Views
  • View: Lake
  • Water Front: Yes
  • School District: Coxsackie-Athens
  • MLS#: 20261548
  • Days on Market: 39 days
  • Website: https://www.raveis.com
    /prop/20261548/109appalachiandrive_athens_ny?source=qrflyer
Copyright © 2026  Hudson Valley Catskill Region MLS
Information is deemed reliable but is not guaranteed accurate by the MLS. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Source: Hudson Valley Catskills Region
Listing courtesy of Red Apple Realty

William Raveis Family of Services

Our family of companies partner in delivering quality services in a one-stop-shopping environment. Together, we integrate the most comprehensive real estate, mortgage and insurance services available to fulfill your specific real estate needs.

Customer Service

888.699.8876

Contact@raveis.com

Our family of companies offer our clients a new level of full-service real estate. We shall:

  • Market your home to realize a quick sale at the best possible price
  • Place up to 20+ photos of your home on our website, raveis.com
  • Provide frequent communication and tracking reports showing the Internet views your home received on raveis.com
  • Showcase your home on raveis.com with a larger and more prominent format
  • Give you the full resources and strength of William Raveis Real Estate, Mortgage & Insurance and our cutting-edge technology

To learn more about our credentials, visit raveis.com today.

Frank KolbSenior Vice President - Coaching & Strategic, William Raveis Mortgage, LLC

NMLS Mortgage Loan Originator ID 81725

203.980.8025

Frank.Kolb@raveis.com

Our Executive Mortgage Banker:

  • Is available to meet with you in our office, your home or office, evenings or weekends
  • Offers you pre-approval in minutes!
  • Provides a guaranteed closing date that meets your needs
  • Has access to hundreds of loan programs, all at competitive rates
  • Is in constant contact with a full processing, underwriting, and closing staff to ensure an efficient transaction

109 Appalachian Drive, Athens, NY, 12015

$99,900

Customer Service

William Raveis Real Estate

Phone: 888.699.8876

Contact@raveis.com

Frank Kolb

Senior Vice President - Coaching & Strategic

William Raveis Mortgage, LLC

Phone: 203.980.8025

Frank.Kolb@raveis.com

NMLS Mortgage Loan Originator ID 81725

5/6 (30 Yr)
Adjustable Rate Conforming*
30 Year
Fixed-Rate Conforming
15 Year
Fixed-Rate Conforming
Loan Amount $79,920 $79,920 $79,920
Term 360 months 360 months 180 months
Initial Interest Rate** 6.250% 6.490% 5.750%
Interest Rate based on Index + Margin 8.125%
Annual Percentage Rate 6.474% 6.640% 5.972%
Monthly Tax Payment N/A N/A N/A
H/O Insurance Payment $75 $75 $75
Initial Principal & Interest Pmt $492 $505 $664
Total Monthly Payment $567 $580 $739

* The Initial Interest Rate and Initial Principal & Interest Payment are fixed for the first and adjust every six months thereafter for the remainder of the loan term. The Interest Rate and annual percentage rate may increase after consummation. The Index for this product is the SOFR. The margin for this adjustable rate mortgage may vary with your unique credit history, and terms of your loan.

** Mortgage Rates are subject to change, loan amount and product restrictions and may not be available for your specific transaction at commitment or closing. Rates, and the margin for adjustable rate mortgages [if applicable], are subject to change without prior notice.

The rates and Annual Percentage Rate (APR) cited above may be only samples for the purpose of calculating payments and are based upon the following assumptions: minimum credit score of 740, 20% down payment (e.g. $20,000 down on a $100,000 purchase price), $1,950 in finance charges, and 30 days prepaid interest, 1 point, 30 day rate lock. The rates and APR will vary depending upon your unique credit history and the terms of your loan, e.g. the actual down payment percentages, points and fees for your transaction. Property taxes and homeowner's insurance are estimates and subject to change.  The Total Monthly Payment does not include the estimated HOA/Common Charge payment.